862 Camrose Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 862 Camrose Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,255 sqft · built 2005
Lot Size	0.118 acres (5,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,500 (Nov 2012)
Tax Bill	$7,291 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`790-19-123`

Property Details

APN / Parcel Number

Primary APN	`790-19-123`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,255 sqft Living Area
1st Floor Area	1,377 sqft
2nd Floor Area	1,878 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,124 sqft (0.118 acres)
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	862 CAMROSE CT
City	GILROY
State	CA
Zip	95020-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9574 BOOK 772 PAGE 33 PAGE 34 LOT 8
Legal Subdivision	TRACT 9574
Legal Tract	9574
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512505

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 CAMROSE CT, GILROY, CA 95020-3312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit MERIWEST CU
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 27, 2020	Deed of Trust, Mortgage · Line of Credit JMAC LENDING
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2012 · Amount on Record
Deed Sale	Nov 28, 2012 · Amount on Record
Prior Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	201221971387
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	862 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	May 9, 2023
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number	0025462403
Date	Apr 14, 2023
Instrument	25462403

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	862 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number	0025449906
Date	Mar 16, 2023
Instrument	25449906

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	862 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number	0024988174
Date	Jun 8, 2021
Instrument	24988174

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	862 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number	0025205126
Date	Dec 28, 2021
Instrument	25205126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	862 CAMROSE CT, GILROY, CA 95020-3312
Document Number	0024495244
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 CAMROSE CT GILROY CA 950203312, GILROY, CA 95020-3312

Mortgage

Document Number	0024495244
Date	Jun 3, 2020
Instrument	24495244

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	862 CAMROSE CT, GILROY, CA 95020-3312
Document Number	0024333407
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 CAMROSE CT GILROY CA 950203312, GILROY, CA 95020-3312

Mortgage

Document Number	0024333407
Date	Nov 18, 2019
Instrument	24333407

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2034

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$598,497 (+2%) Land $269,292 Building $329,205
2025	$7,291.00 (+2.2%)	$586,762 (+4.04%) Land $264,012 Building $322,750
2023	$7,134.00 (+1.67%)	$563,979 Land $253,761 Building $310,218
2022	$7,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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