867 Camrose Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 867 Camrose Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,652 sqft · built 2005
Lot Size	0.119 acres (5,192 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2011)
Tax Bill	$6,144 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit May 2023 Second Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`790-19-119`

Property Details

APN / Parcel Number

Primary APN	`790-19-119`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
1st Floor Area	1,439 sqft
2nd Floor Area	1,213 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,192 sqft (0.119 acres)
Garage Area	469 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	867 CAMROSE CT
City	GILROY
State	CA
Zip	95020-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9574 BOOK 772 PAGE 33 PAGE 34 LOT 4
Legal Subdivision	TRACT NO 9574
Legal Tract	9574
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512505

Owner

867 Camrose Ct is owned and occupied by two individuals who bought it in March 2011.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	867 CAMROSE CT, GILROY, CA 95020-3312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage STAR ONE CU
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 9, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2011 · Amount on File
Deed Sale	Mar 24, 2011 · Amount on File
Prior Sale	Jul 1, 2005 · Amount on File
Deed Document Number	201120489
Prior Transfer Date	May 17, 2005
Prior Transfer Doc	0018847866
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	867 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number	0025950420
Date	Mar 2, 2026
Instrument	25950420

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	867 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	May 16, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number	0025470718
Date	May 4, 2023
Instrument	25470718

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	867 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024344398
Date	Dec 2, 2019
Instrument	24344398

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	867 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024564441
Date	Aug 5, 2020
Instrument	24564441

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	867 CAMROSE CT, GILROY, CA 95020-3312
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 CAMROSE CT, GILROY, CA 95020-3312

Mortgage

Document Number	0024785227
Date	Jan 13, 2021
Instrument	24785227

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	867 CAMROSE CT, GILROY, CA 95020-3312
Document Number	0023604607
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	867 CAMROSE CT GILROY CA 950203312, GILROY, CA 95020-3312

Mortgage

Document Number	0023604607
Date	Mar 16, 2017
Instrument	23604607

Lender

Name	BANK OF THE WEST
Type	Bank
Address	GILROY, CA 95020

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 867 Camrose Ct was $6,144 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,639 (+2%) Land $229,336 Building $280,303
2025	$6,144.00 Homeowner's exemption	$499,647 Land $224,840 Building $274,807
2023	$6,009.00 (+1.71%) Homeowner's exemption	$480,247 Land $216,110 Building $264,137
2022	$5,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 867 Camrose Ct in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–2001)
Most Recent Claim	Jan 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 867 Camrose Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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