8918 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 8918 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,269 sqft · built 2008
Lot Size	0.307 acres (13,386 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Nov 2021)
Tax Bill	$5,390 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0132-0019`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0132-0019`
Alternative APN	`45-15-03-180-019.000-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,269 sqft Living Area
Attic Area	483 sqft
Basement Area	1,538 sqft

Exterior

Year Built	Built 2008
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,386 sqft (0.307 acres)
Lot Dimensions	194 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-40-52-0132-0019
Street Address	8918 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GATES OF ST. JOHN UNIT 6A TRACT 225 PT. OF E.69.33FT OF LOT E
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	225
Legal Lot Number	E
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1009
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8918 W 103RD ST, SAINT JOHN, IN 46373-7002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MILESTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jan 2, 2008
Deed Document Number	2021-539172
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8918 W 103RD ST, SAINT JOHN, IN 46373-7002
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000311
Date	Jan 3, 2018
Instrument	2018 000311

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 22, 2021
Property Address	8918 W 103RD ST, SAINT JOHN, IN 46373-7002
Document Number	0000039172
Map Reference	MB 101 PG 71
Instrument Date	Nov 12, 2021
Instrument	2021-539172
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8918 W 103RD ST, SAINT JOHN, IN 46373-7002

Mortgage

Document Number	0000039173
Date	Nov 22, 2021
Instrument	2021-539173

Lender

Name	MILESTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$515,900 (+8.63%) Land $84,300 Building $431,600	$515,900 (+8.63%) Land $84,300 Building $431,600
2024	$5,390.00 (+0.65%)
2023		$474,900 (+8.4%) Land $75,100 Building $399,800	$474,900 (+8.4%) Land $75,100 Building $399,800
2022	$5,355.00	$438,100 Land $68,300 Building $369,800	$438,100 Land $68,300 Building $369,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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