8860 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 8860 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,952 sqft · built 2018
Lot Size	0.231 acres (10,080 sqft)
Owner	Company Name on File
Tax Bill	$5,303 (2024)
Deeds & Mortgages	Aug 2017 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0123-0028`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0123-0028`
Alternative APN	`45-15-03-176-004.000-015`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,952 sqft Living Area
Basement Area	1,952 sqft
Finished Basement	1,471 sqft

Exterior

Year Built	Built 2018
Construction Type	Brick
Roof Material	Other
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	140 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-40-52-0123-0028
Street Address	8860 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-8788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	THE GATES OF ST. JOHN UNIT 5 TRACT 327 NW'LY 72FT OF LOT I
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	327
Legal Lot Number	I
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1009
Census Tract	42904

Owner

8860 W 103rd St is owned by a company that acquired it in May 2018 and is owner-occupied.

Source: Lake County records, as of March 18, 2026

Owner of Record	Company Name on File
Mailing Address	8860 W 103RD ST, SAINT JOHN, IN 46373-8788
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC
May 11, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018
Deed Sale	May 11, 2018
Prior Sale	Aug 22, 2017 · Amount on File
Deed Document Number	2018 029403
Record Updated	Jun 8, 2026

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 22, 2017
Property Address	8860 W 103RD ST, SAINT JOHN, IN 46373-8788
Document Number	0000056134
Map Reference	MB99 PG26
Instrument Date	Aug 18, 2017
Instrument	2017 056134
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2022
Title Company	CALATLANTIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8414 POLO CLUB DR, MERRILLVILLE, IN 46410-8428

Mortgage

Document Number	0000056135
Date	Aug 22, 2017
Instrument	2017 056135

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	May 11, 2018
Property Address	8860 W 103RD ST, SAINT JOHN, IN 46373-8788
Document Number	0000029403
Instrument Date	Dec 30, 2015
Instrument	29403
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1141 E MAIN ST #108 EAST DUNDEE IL 601182440, 108, EAST DUNDEE, IL 60118-2440

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$506,700 Land $70,800 Building $435,900	$506,700 Land $70,800 Building $435,900
2024	$5,303.00
2023		$468,100 (+17.41%) Land $69,100 Building $399,000	$468,100 (+17.41%) Land $69,100 Building $399,000
2022	$4,810.00	$398,700 Land $62,900 Building $335,800	$398,700 Land $62,900 Building $335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8860 W 103rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8860 W 103rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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