8840 W 103rd St, Saint John, IN 46373 Property Records

Lake County property record for 8840 W 103rd St, Saint John, IN 46373

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,600 sqft · built 2018
Lot Size	0.199 acres (8,680 sqft)
Owner	Company Name on Record
Tax Bill	$4,832 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-40-52-0123-0029`

Property Details

APN / Parcel Number

Primary APN	`005-40-52-0123-0029`
Alternative APN	`45-15-03-176-005.000-015`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,600 sqft Living Area
Basement Area	1,260 sqft

Exterior

Year Built	Built 2018
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	8,680 sqft (0.199 acres)
Lot Dimensions	140 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	005-40-52-0123-0029
Street Address	8840 W 103RD ST
City	SAINT JOHN
State	IN
Zip	46373-8788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	THE GATES OF ST. JOHN UNIT 5 TRACT #328 SE'LY 62FT OF NW'LY 134FT OF LOT I
Legal Subdivision	GATES OF ST. JOHN
Legal Tract	328
Legal Lot Number	I
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1009
Census Tract	42904

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 26, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC
May 11, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018
Deed Sale	May 11, 2018
Prior Sale	Jan 26, 2018
Deed Document Number	2018 029403
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788

Mortgage

Document Number	0000006138
Date	Feb 24, 2023
Instrument	2023-006138

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788

Mortgage

Document Number	0000018027
Date	Jun 2, 2022
Instrument	2022-018027

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 26, 2018
Property Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788
Document Number	0000006296
Map Reference	MB100 PG49
Instrument Date	Jan 19, 2018
Instrument	2018 006296
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2022
Title Company	CALATLANTIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788

Mortgage

Document Number	0000006297
Date	Jan 26, 2018
Instrument	2018 006297

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	May 11, 2018
Property Address	8840 W 103RD ST, SAINT JOHN, IN 46373-8788
Document Number	0000029403
Instrument Date	Dec 30, 2015
Instrument	29403
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1141 E MAIN ST #108 EAST DUNDEE IL 601182440, 108, EAST DUNDEE, IL 60118-2440

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	St. John Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$468,000 (+8.89%) Land $65,700 Building $402,300	$468,000 (+8.89%) Land $65,700 Building $402,300
2024	$4,832.00 (+7.74%)
2023		$429,800 (+16.01%) Land $59,500 Building $370,300	$429,800 (+16.01%) Land $59,500 Building $370,300
2022	$4,485.00	$370,500 Land $54,100 Building $316,400	$370,500 Land $54,100 Building $316,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. JOHN MUNICIPAL WATER UTILITY serves 25,700 people · EPA ID IN5245043
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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