8831 Harmony Ct, Owings, MD 20736 Property Records

Calvert County property record for 8831 Harmony Ct, Owings, MD 20736 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 1981
Square Footage3,285 sqft Total Area
Lot Size130,680 sqft (3 acres)
GarageBasement, 525 sqft
OccupancyOwner Occupied
Last Sale$269,000 (1996)
Tax Bill$6,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-081427
Alternative APNs
  • 3081427
  • 081427

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,285 sqft Total Area
Basement Area690 sqft Basement
Finished Basement690 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area130,680 sqft (3 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Garage Area525 sqft Garage
Deck Area220 sqft Deck
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number081427
Street Address8831 HARMONY CT
CityOWINGS
StateMD
Zip20736-9769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 7 SEC 2 MT HARMONY ESTS
Legal SubdivisionMT HARMONY ESTATES
Legal Lot Number7
JurisdictionCALVERT MD
Minor Civil Division3, SUNDERLAND
Census Blockgroup2
Census Block2006
Census Tract860200

Owner

Source: Calvert County records · APN 03-081427

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8831 HARMONY CT, OWINGS, MD 20736-9769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Oct 10, 2019Quit Claim Deed, Transfer
CAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 08, 1996 · Amount on Record
Deed SaleFeb 08, 1996 · Amount on Record
Prior SaleOct 28, 1983 · Amount on Record
Deed Doc Number19961949
Deed Book / Page847 / 297
Last Transfer DateAug 06, 2019
Transfer Doc0054520187
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address8831 HARMONY CT, OWINGS, MD 20736-9769
Transaction TypeMortgage
Record UpdatedMar 03, 2026
Title CompanyRGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068550078
DateFeb 13, 2026
Book Page6855/78
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALVERT MD
Recording DateOct 10, 2019
Property Address8831 HARMONY CT, OWINGS, MD 20736-9769
Document Number0054520187
Book / Page005452 / 000187
Instrument DateAug 06, 2019
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyCAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address8831 HARMONY CT OWINGS MD 207369769, OWINGS, MD 20736-9769

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,364.00 (+19%) Homeowner's exemption$569,200 (+10.57%) Land $190,000 Building $379,200$569,200 (-) Land $190,000 Building $379,200
2023$5,348.00 Homeowner's exemption$514,800$569,200 Land $190,000 Building $379,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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