8910 Lugabill Rd, Bluffton, OH 45817 Property Records

Allen County property record for 8910 Lugabill Rd, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,942 sqft · built 1974
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jul 2018)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-1500-03-009.000`

Property Details

APN / Parcel Number

Primary APN	`28-1500-03-009.000`
Alternative APN	`A0128150003009000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
Gross Area	2,606 sqft
1st Floor Area	1,942 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	19,384 sqft (0.445 acres)
Lot Dimensions	155 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	322 sqft
Deck Area	121 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8910 LUGABILL RD
City	BLUFFTON
State	OH
Zip	45817-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAST ESTATES SUBDIVISION NO 1 LOT 954 JOINT TEN FF 125.00
Legal Subdivision	MAST ESTATES SUBDIVISION
Legal Lot Number	954
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2043
Census Tract	10200

Owner

8910 Lugabill Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8910 LUGABILL RD, BLUFFTON, OH 45817-9503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA
Jun 12, 2018	Grant Deed, Transfer · Line of Credit FIRST NAT'L BK/PANDORA
Jul 24, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on File
Deed Sale	Jul 24, 2018 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	20188454
Deed Book / Page	2018 / 8454
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	0000008454
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	8910 LUGABILL RD, BLUFFTON, OH 45817-9503
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10040014018
Date	Oct 4, 2021
Book Page	2021/14018
Instrument	202110040014018

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Nov 1, 2024
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	3-Year CMT
Max Rate	9.12%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	8910 LUGABILL RD, BLUFFTON, OH 45817-9503
Document Number	0000004029
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8910 LUGABILL RD BLUFFTON OH 458179503, BLUFFTON, OH 45817-9503

Mortgage

Document Number	0000004029
Date	May 1, 2019
Instrument	4029

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 30, 2024

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 12, 2018
Property Address	8910 LUGABILL RD, BLUFFTON, OH 45817-9503
Document Number	0000006603
Instrument Date	Jun 11, 2018
Instrument	6603
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8910 LUGABILL RD BLUFFTON OH 458179503, BLUFFTON, OH 45817-9503

Mortgage

Document Number	6604
Date	Jun 12, 2018
Instrument	6604

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 24, 2018
Property Address	8910 LUGABILL RD, BLUFFTON, OH 45817-9503
Document Number	0000008454
Book / Page	002018 / 008454
Instrument Date	Jun 11, 2018
Instrument	8454
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8910 LUGABILL RD BLUFFTON OH 458179503, BLUFFTON, OH 45817-9503

Tax Assessment & Valuation

The 2025 property tax bill for 8910 Lugabill Rd was $1,767.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00	$54,260 (-) Land $8,720 Building $45,540	$155,000 (-) Land $24,900 Building $130,100
2024	$1,767.00 (+1.79%) Homeowner's exemption	$54,260 (+10.02%) Land $8,720 Building $45,540	$155,000 Land $24,900 Building $130,100
2023	$1,736.00 (-0.97%) Homeowner's exemption	$49,320 (-) Land $7,910 Building $41,410
2022	$1,753.00 Homeowner's exemption	$49,320 Land $7,910 Building $41,410
2021			$140,900 Land $22,600 Building $118,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8910 Lugabill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8910 Lugabill Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Buckeye Wireless, MetaLINK Technologies, Watch TV.

Nearby Properties on Lugabill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures