Montgomery County property record for 891 E Whipp Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,184 sqft · built 1966 |
| Lot Size | 0.46 acres (20,020 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Oct 2023) |
| Tax Bill | $5,736 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-00807-0004 |
| Primary APN | O68-00807-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,804 sqft |
| 1st Floor Area | 2,184 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 20,020 sqft (0.46 acres) |
| Lot Dimensions | 182 ft deep x 110 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 250 sqft |
| Patio Area | 672 sqft |
| Canopy | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 891 E WHIPP RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 113 RED COACH FARM SEC 5A |
| Legal Subdivision | RED COACH FARM |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 40201 |
Source: Montgomery County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 891 E WHIPP RD, DAYTON, OH 45459-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Oct 24, 2023 | Survivorship Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 6, 2022 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2023 · Amount on Record |
| Deed Sale | Oct 24, 2023 · Amount on Record |
| Prior Sale | Jul 6, 2022 |
| Deed Document Number | 202354608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 24, 2023 |
| Property Address | 891 E WHIPP RD, DAYTON, OH 45459-2207 |
| Document Number | 0000054608 |
| Map Reference | MB 74 PG 59 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 202300054608 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | THIRD TITLE AGENCY INC, TRIAD TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 891 E WHIPP RD, CENTERVILLE, OH 45459-2207 |
| Document Number | 0000054609 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 202300054609 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 6, 2022 |
| Property Address | 891 E WHIPP RD, DAYTON, OH 45459-2207 |
| Document Number | 0000041690 |
| Map Reference | MB 74 PG 59 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022-00041690 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 891 E WHIPP RD, DAYTON, OH 45459-2207 |
| Document Number | 0000041691 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-00041691 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2052 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,736.00 (+9.17%) | $90,470 (-) Land $17,720 Building $72,750 | $258,480 (-) Land $50,630 Building $207,850 |
| 2023 | $5,254.00 (-0.85%) | $90,470 (+24.99%) Land $17,720 Building $72,750 | $258,480 (+25%) Land $50,630 Building $207,850 |
| 2022 | $5,299.00 | $72,380 Land $14,180 Building $58,200 | |
| 2020 | $206,780 Land $40,500 Building $166,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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