870 E Whipp Rd, Dayton, OH 45459 Property Records

Montgomery County property record for 870 E Whipp Rd, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,674 sqft · built 1970
Lot Size	0.413 acres (17,999 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Dec 2025)
Tax Bill	$6,601 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O68 00913 0008`

Property Details

APN / Parcel Number

Primary APN	`O68 00913 0008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,566 sqft
Basement Area	891 sqft
Finished Basement	891 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Patio Area	204 sqft
Canopy	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	870 E WHIPP RD
City	DAYTON
State	OH
Zip	45459-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	407 RED COACH SOUTH 1
Legal Subdivision	RED COACH SOUTH 1
Legal Lot Number	8
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2015
Census Tract	40204

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	870 E WHIPP RD, DAYTON, OH 45459-2254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2025 · Amount on Record
Deed Sale	Dec 17, 2025 · Amount on Record
Prior Sale	Jan 29, 2025 · Amount on Record
Deed Document Number	2025-00071009
Record Updated	Jun 8, 2026

December 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 17, 2025
Property Address	870 E WHIPP RD, DAYTON, OH 45459-2254
Document Number	0000071009
Map Reference	MB 85 PG 69
Instrument Date	Dec 12, 2025
Instrument	2025-00071009
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	870 E WHIPP RD, DAYTON, OH 45459-2254

Mortgage

Document Number	0000071010
Date	Dec 17, 2025
Instrument	2025-00071010

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,170 (-) Land $18,980 Building $85,190
2024	$6,601.00 (+139.43%)	$104,170 (-) Land $18,980 Building $85,190
2023	$2,757.00	$104,170 Land $18,980 Building $85,190	$297,640 Land $54,230 Building $243,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Sep 1985 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20