851 E Whipp Rd, Dayton, OH 45459 Property Records

Montgomery County property record for 851 E Whipp Rd, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,464 sqft · built 1965
Lot Size	0.459 acres (20,020 sqft)
Owner	Individual Name on Record
Last Sale	$194,500 (Mar 2019)
Tax Bill	$5,678 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O68 00807 0002`

Property Details

APN / Parcel Number

Primary APN	`O68 00807 0002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	20,020 sqft (0.459 acres)
Lot Dimensions	182 ft deep x 110 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	410 sqft
Patio Area	410 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 E WHIPP RD
City	DAYTON
State	OH
Zip	45459-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	111 RED COACH FARM SEC 5A
Legal Subdivision	RED COACH FARM SEC 5A
Legal Lot Number	2
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1007
Census Tract	40201

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	851 E WHIPP RD, DAYTON, OH 45459-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2019 · Amount on Record
Deed Sale	Mar 14, 2019 · Amount on Record
Prior Sale	Aug 28, 2003 · Amount on Record
Deed Document Number	2019-00012723
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 14, 2019
Property Address	851 E WHIPP RD, DAYTON, OH 45459-2207
Document Number	0000012723
Instrument Date	Mar 6, 2019
Instrument	12723
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 E WHIPP RD CENTERVILLE OH 454592207, CENTERVILLE, OH 45459-2207

Mortgage

Document Number	12724
Date	Mar 14, 2019
Instrument	12724

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$87,820 (-) Land $17,720 Building $70,100
2024	$5,678.00 (+8.96%)
2023	$5,211.00 (-0.86%)	$87,820 (+24.99%) Land $17,720 Building $70,100	$250,910 (+25%) Land $50,630 Building $200,280
2022	$5,256.00	$70,260 Land $14,180 Building $56,080
2020			$200,720 Land $40,500 Building $160,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20