891 E Silver Torch St, Meridian, ID 83646 Property Records

Ada County property record for 891 E Silver Torch St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,895 sqft · built 2006
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,850 (Apr 2026)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7689821100`

Property Details

APN / Parcel Number

Primary APN	`R7689821100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,895 sqft Living Area
Gross Area	4,009 sqft
1st Floor Area	1,767 sqft
Upper Floors Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,845 sqft (0.226 acres)
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	172 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	891 E SILVER TORCH ST
City	MERIDIAN
State	ID
Zip	83646-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 05 BLK 11 SAGUARO CANYON SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	SAGUARO CANYON SUB NO 02
Legal Block	11
Legal Lot Number	05
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1007
Census Tract	10356

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	891 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Aug 4, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	202627692
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 20, 2026
Property Address	891 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Document Number	0000027692
Instrument Date	Apr 13, 2026
Instrument	2026.27692
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 E SILVER TORCH ST, MERIDIAN, ID 83646-7643

Mortgage

Document Number	0000027693,
Date	Apr 20, 2026
Instrument	2026.27693

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 4, 2017
Property Address	891 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Document Number	0000072373
Map Reference	MB94 PG11358-11363
Instrument Date	Aug 3, 2017
Instrument	2017-072373
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 E SILVER TORCH ST, MERIDIAN, ID 83646-7643

Mortgage

Document Number	0000072374
Date	Aug 4, 2017
Instrument	2017-072374

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,200 (+1.38%)	$677,200 (+1.38%)
2025	$2,447.00 (-3.24%) Homeowner's exemption	$668,000 (+10.74%)	$668,000 (+10.74%)
2024	$2,529.00 (-19.69%)
2023		$603,200 Land $224,000 Building $379,200	$603,200 Land $224,000 Building $379,200
2022	$3,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Anthem Broadband, Fatbeam.

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