878 E Silver Torch St, Meridian, ID 83646 Property Records

Ada County property record for 878 E Silver Torch St, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,242 sqft · built 2006
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,600 (May 2025)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	May 2025 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R7689820150`

Property Details

APN / Parcel Number

Primary APN	`R7689820150`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,242 sqft Living Area
Gross Area	4,210 sqft
1st Floor Area	1,838 sqft
Upper Floors Area	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Attached
Garage Area	808 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	878 E SILVER TORCH ST
City	MERIDIAN
State	ID
Zip	83646-7643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 33 BLK 01 SAGUARO CANYON SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	30
Legal Subdivision	SAGUARO CANYON SUB NO 02
Legal Block	01
Legal Lot Number	33
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1004
Census Tract	10356

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	878 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Jun 6, 2019	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO
Jun 6, 2019	Quit Claim Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Jun 6, 2019
Deed Document Number	202528832
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0000048305
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	878 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	PIONEER TITLE COMPANY/KOOTENAI COUNTY, PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3842 N ALEXIS WAY, MERIDIAN, ID 83646-2092

Mortgage

Document Number	0000028833
Date	May 9, 2025
Instrument	2025-028833

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 6, 2019
Property Address	878 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Document Number	0000048304
Instrument Date	May 30, 2019
Instrument	48304
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	878 E SILVER TORCH ST MERIDIAN ID 836467643, MERIDIAN, ID 83646-7643

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jun 6, 2019
Property Address	878 E SILVER TORCH ST, MERIDIAN, ID 83646-7643
Document Number	0000048305
Instrument Date	May 30, 2019
Instrument	48305
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	878 E SILVER TORCH ST MERIDIAN ID 836467643, MERIDIAN, ID 83646-7643

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$685,700 (+1.46%)	$685,700 (+1.46%)
2025	$2,482.00 (-3.61%) Homeowner's exemption	$675,800 (+11.15%)	$675,800 (+11.15%)
2024	$2,575.00 (-19.56%)
2023		$608,000 Land $212,000 Building $396,000	$608,000 Land $212,000 Building $396,000
2022	$3,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.6% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Anthem Broadband, Fatbeam.

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