St. Clair County property record for 8909 Marsh Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,103 sqft · built 1981 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Apr 2013) |
| Tax Bill | $1,962 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-14-034-4017-100 |
| Primary APN | 74-14-034-4017-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,103 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 86,249 sqft (1.98 acres) |
| Lot Dimensions | 554 ft deep x 147 ft wide |
| Garage Area | 982 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8909 MARSH RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG N 0D 23M E 947' FROM SW SEC COR, TH N 0D 23M E 147', TH S 89D 54M 35S E 590.33', TH S 2D 23M 30S W 147', TH N 89D 55M 17S W 585.18' TO BEG. FRAC SEC 34 T3N R16E 1.98 A |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 34 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 646000 |
Source: St. Clair County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8909 MARSH RD, CLAY, MI 48001-3913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK |
| Jan 11, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2013 · Amount on Record |
| Deed Sale | Apr 17, 2013 · Amount on Record |
| Prior Sale | Aug 5, 2011 · Amount on Record |
| Deed Document Number | 201311351 |
| Deed Book / Page | 4383 / 876 |
| Prior Transfer Date | Apr 12, 2013 |
| Prior Transfer Doc | 004383/878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8909 MARSH RD, CLAY, MI 48001-3913 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8909 MARSH RD, CLAY, MI 48001-3913 |
| Document Number | 0005327643 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5327/643 |
| Instrument | 2021006024 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8909 MARSH RD, CLAY, MI 48001-3913 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8909 MARSH RD, CLAY, MI 48001-3913 |
| Document Number | 0005372233 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 5372/233 |
| Instrument | 2021016039 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8909 MARSH RD, CLAY, MI 48001-3913 |
| Document Number | 0051460945 |
| Instrument Date | Jan 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8909 MARSH RD CLAY MI 480013913, CLAY, MI 48001-3913 |
| Document Number | 0051460945 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 005146/000945 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,962.00 (-42.77%) Homeowner's exemption | $189,600 (+19.47%) | |
| 2024 | $3,428.00 (+8.65%) | $379,200 (+19.47%) | |
| 2023 | $158,700 | ||
| 2022 | $3,155.00 | $317,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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