St. Clair County property record for 8866 Marsh Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Jun 2026) |
| Tax Bill | $5,107 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-033-3014-000 |
| Primary APN | 74-14-033-3014-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Lot Area | 50,530 sqft (1.16 acres) |
|---|---|
| Lot Depth | 336 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8866 MARSH RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG 1229.21' S OF E 1/4 COR, TH S 130.59', TH S 89D 45M 40S W 368.85', TH N 0D 3M 26S E 142.5', TH S 88D 23M 19S E 368.85' TO |
| Legal Range | 16E |
| Legal Township | 03N |
| Legal Section | 33 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
8866 Marsh Rd is owned and occupied by an individual who bought it in June 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4559 GRISWOLD RD, KIMBALL, MI 48074-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION |
| Jun 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage MICHIGAN MUTUAL INC |
| Jul 30, 2021 | Intrafamily Transfer, Transfer |
| Mar 23, 2020 | Intrafamily Transfer, Transfer · VA Mortgage MICHIGAN MUTUAL INC |
| Jun 12, 2019 | Warranty Deed, Transfer · VA Mortgage MUTUAL MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on File |
| Deed Sale | Jun 16, 2026 · Amount on File |
| Prior Sale | Mar 23, 2020 |
| Deed Document Number | 202612090 |
| Deed Book / Page | 5934 / 132 |
| Prior Transfer Date | Jul 13, 2021 |
| Prior Transfer Doc | 0005400709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 16, 2026 |
| Property Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 0000012090 |
| Book / Page | 5934 / 132 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202612090 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIRST TITLE, PLATINUM FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4559 GRISWOLD RD, KIMBALL, MI 48074-2106 |
| Document Number | 0000011809, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202611809 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 0005934218, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 5934/218 |
| Instrument | 202612104 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 12, 2026 |
| Property Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 0000011809 |
| Book / Page | 5932 / 964 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202611809 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4559 GRISWOLD RD, KIMBALL, MI 48074-2106 |
| Document Number | 0000011809, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 5932/964 |
| Instrument | 202611809 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 0005322282 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 5322/282 |
| Instrument | 2021005075 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 30, 2021 |
| Property Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 0005400709 |
| Book / Page | 5400 / 709 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021021964 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Mar 23, 2020 |
| Property Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 0005166493 |
| Book / Page | 5166 / 493 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020006916 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2100 COE CT, 2100, AUBURN HILLS, MI 48326-2798 |
| Name | Verified Name |
|---|---|
| Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 2020006917 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020006917 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 12, 2019 |
| Property Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 0005065640 |
| Book / Page | 5065 / 640 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019011995 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8866 MARSH RD, CLAY, MI 48001-3910 |
| Document Number | 2019011996 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019011996 |
| Name | MUTUAL MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 8866 Marsh Rd was $5,107 with a homeowner's exemption, up 2.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,600 (+6.21%) | $383,200 | |
| 2025 | $5,107.00 (+2.39%) Homeowner's exemption | $180,400 | |
| 2024 | $4,988.00 | $360,800 | |
| 2023 | $150,300 | ||
| 2022 | $4,584.00 | $300,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8866 Marsh Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8866 Marsh Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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