8861 Marsh Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 8861 Marsh Rd, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,419 sqft · built 1998
Lot Size32.7 acres (1,424,412 sqft)
Owner2 Individual Names on File
Tax Bill$4,838 (2024)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN74-14-034-4001-000

Property Details

APN / Parcel Number

Primary APN74-14-034-4001-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,419 sqft Living Area
1st Floor Area1,223 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area1,424,412 sqft (32.7 acres)
Lot Width540 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8861 MARSH RD
CityCLAY
StateMI
Zip48001-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionWLY 17.5 A OF S 1/2 OF S 1/2 OF PC 200 & N 1/2 OF SW FRAC 1/4 EXC S 150' OF N 807.2' OF W 580.8' & EXC S 244' OF N 657.2' OF W 350' FROM ABV LAND, AS MEAS ON W SEC LINE & EXC THAT PART LYING N & W OF A LINE, BEG N 0D 16M W 332.59' & N89D 44M E 468.69
Legal Range16E
Legal Township03N
Legal Section34
Legal SubdivisionPOLITO ACRES
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1006
Census Tract646000

Owner

8861 Marsh Rd is owned and occupied by two individuals who acquired it in December 2024.

Source: St. Clair County records, as of March 9, 2026

Owner of Record2 Individual Names on File
Mailing Address6174 HIGH RD, CLAY, MI 48001-3806
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 5, 2024
Transfer Doc0000021527
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address8861 MARSH RD, CLAY, MI 48001-3911
Document Number0050700570
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8861 MARSH RD CLAY MI 480013911, CLAY, MI 48001-3911

Mortgage

Document Number0050700570
DateJun 28, 2019
Book Page005070/000570
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 27, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$275,800
2024$4,838.00$551,600
2023$187,800
2022$4,479.00$375,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8861 Marsh Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims11 (1981–2019)
Claims Outside the SFHA8 of 11
Most Recent ClaimJun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8861 Marsh Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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