8900 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8900 Gera Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,144 sqft · built 1969
Lot Size	0.725 acres (31,581 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,900 (Dec 2024)
Tax Bill	$5,121 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-03-4107-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-03-4107-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,581 sqft (0.725 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8900 GERA RD
City	BIRCH RUN
State	MI
Zip	48415-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 7 EXC S 20 FT THEREOF ALSO LOT 8 EXC N 20 FT THEREOF ZUELLIG SUB-DIV A PART OF THE E 1/2 OF SE 1/4 OF SE 1/4 SEC 03 T10N
Legal Range	06E
Legal Township	10N
Legal Section	03
Legal Subdivision	ZUELLIG SUB
Legal Lot Number	7-8
Legal Unit	7-8
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	5
Census Block	5016
Census Tract	13100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 42, BIRCH RUN, MI 48415-0042
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024 · Amount on Record
Deed Sale	Dec 10, 2024 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	202427068
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 17, 2021
Property Address	8900 GERA RD, BIRCH RUN, MI 48415-9209
Document Number	2021030475
Map Reference	LB 7 PG 4
Instrument Date	Aug 24, 2021
Instrument	2021030475
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8900 GERA RD, 8900, BIRCH RUN, MI 48415-9209

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10589 BUSCH RD, BIRCH RUN, MI 48415-8009

Mortgage

Document Number	2021030476
Date	Sep 17, 2021
Instrument	2021030476

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Frankenmuth School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,300 (+25.3%)	$246,600 (+25.3%)
2025	$5,121.00 (+17.4%)
2023		$98,400	$196,800
2022	$4,362.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20