8850 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8850 Gera Rd, Birch Run, MI 48415

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,472 sqft · built 1951
Lot Size1.01 acres (44,083 sqft)
OwnerIndividual Name on Record
Last Sale$304,900 (Dec 2024)
Tax Bill$833 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-10-6-03-4111-000

Property Details

APN / Parcel Number

Primary APN05-10-6-03-4111-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,472 sqft Living Area
1st Floor Area1,472 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRaised Ranch
Exterior MaterialAsbestos
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area44,083 sqft (1.01 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
PorchPorch
Porch Area49 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address8850 GERA RD
CityBIRCH RUN
StateMI
Zip48415-9225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOTS 11 & 12 ZUELLIG SUB-DIV A PART OF THE E 1/2 OF SE1/4 OF SE1/4 SEC 3 T10N R6E
Legal Range06E
Legal Township10N
Legal Section03
Legal SubdivisionZUELLIG SUB
Legal Lot Number11-12
JurisdictionSAGINAW MI
Township / Civil DivisionBIRCH RUN
Census Block Group5
Census Block5016
Census Tract13100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5380 W LOWE RD, SAINT JOHNS, MI 48879-9789
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Line of Credit
FRANKENMUTH CU
Apr 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRANKENMUTH CU
Mar 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FRANKENMUTH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2024 · Amount on Record
Deed SaleDec 10, 2024 · Amount on Record
Prior SaleDec 7, 2007
Deed Document Number202427068
Prior Transfer DateJun 10, 2024
Prior Transfer Doc0000013981
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address8850 GERA RD, BIRCH RUN, MI 48415-9225
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8850 GERA RD, BIRCH RUN, MI 48415-9225

Mortgage

Document Number0000021759
DateOct 2, 2023
Instrument2023021759
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 28, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address8850 GERA RD, BIRCH RUN, MI 48415-9225
Transaction TypeMortgage
Record UpdatedApr 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8850 GERA RD, BIRCH RUN, MI 48415-9225

Mortgage

Document Number2021010166
DateApr 6, 2021
Instrument2021010166
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address8850 GERA RD, BIRCH RUN, MI 48415-9225
Document Number0000007193
Instrument DateMar 27, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8850 GERA RD BIRCH RUN MI 484159225, BIRCH RUN, MI 48415-9225

Mortgage

Document Number0000007193
DateApr 3, 2020
Instrument7193
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 2, 2030

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBirch Run Township
Unified School DistrictFrankenmuth School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,800 (+26.44%)$249,600 (+26.44%)
2025$833.00 (-62.29%) Homeowner's exemption
2023$98,700$197,400
2022$2,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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