8862 Gera Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 8862 Gera Rd, Birch Run, MI 48415

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,160 sqft · built 1955
Lot Size0.521 acres (22,695 sqft)
OwnerIndividual Name on Record
Last Sale$304,900 (Dec 2024)
Tax Bill$751 (2025)
Deeds & MortgagesAug 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-10-6-03-4110-000

Property Details

APN / Parcel Number

Primary APN05-10-6-03-4110-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,695 sqft (0.521 acres)
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area32 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address8862 GERA RD
CityBIRCH RUN
StateMI
Zip48415-9225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 10 ZUELLIG SUB-DIV A PART OF THE E 1/2 OF SE1/4 OF SE1/4 SEC 3 T10N R6E
Legal Range06E
Legal Township10N
Legal Section03
Legal SubdivisionZUELLIG SUBDIVISION
Legal Lot Number10
Legal Unit10
JurisdictionSAGINAW MI
Township / Civil DivisionBIRCH RUN
Census Block Group5
Census Block5016
Census Tract13100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5380 W LOWE RD, SAINT JOHNS, MI 48879-9789
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
FRANKENMUTH CU
Nov 27, 2019Quit Claim Deed, Transfer · Conventional Mortgage
FRANKENMUTH CU
Jul 27, 2017Warranty Deed, Transfer · Conventional with PMI
FRANKENMUTH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2024 · Amount on Record
Deed SaleDec 10, 2024 · Amount on Record
Prior SaleJul 27, 2017 · Amount on Record
Deed Document Number202427068
Prior Transfer DateAug 3, 2020
Prior Transfer Doc0000019512
Record UpdatedSep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateAug 10, 2020
Property Address8862 GERA RD, BIRCH RUN, MI 48415-9225
Document Number2020019512
Map ReferenceLB 7 PG 4
Instrument DateAug 3, 2020
Instrument2020019512
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyMICHIGAN TRUSTED TITLE AGCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8862 GERA RD, BIRCH RUN, MI 48415-9225

Mortgage

Document Number2020019513
DateAug 10, 2020
Instrument2020019513
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateNov 27, 2019
Property Address8862 GERA RD, BIRCH RUN, MI 48415-9225
Document Number0000029100
Instrument DateNov 26, 2019
Instrument29100
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8862 GERA RD BIRCH RUN MI 484159225, BIRCH RUN, MI 48415-9225

Mortgage

Document Number30973
DateNov 27, 2019
Instrument30973
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 26, 2049

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJul 27, 2017
Property Address8862 GERA RD, BIRCH RUN, MI 48415-9225
Document Number0000021903
Instrument DateJul 18, 2017
Instrument21903
Transaction TypeTransfer
Record UpdatedAug 3, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9400 GERA RD BIRCH RUN MI 484159219, BIRCH RUN, MI 48415-9219

Mortgage

Document Number21904
DateJul 27, 2017
Instrument21904
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionBirch Run Township
Unified School DistrictFrankenmuth School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,800 (+23.6%)$189,600 (+23.6%)
2025$751.00 (-62.54%) Homeowner's exemption
2023$76,700$153,400
2022$2,005.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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