Elko County property record for 890 4th St, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,080 sqft · built 1977 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Mar 2008) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-172-011 |
| Primary APN | 001-172-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,560 sqft |
| Basement Area | 2 sqft |
| Year Built | Built 1977 |
|---|---|
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.171 acres) |
| Garage Type | Mixed |
| Garage Area | 1,170 sqft |
| Parking Spaces | 4 Parking Spaces |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 890 4TH ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | FIRST ADDITION FILE 5 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 65 |
| Legal Lot Number | 10-12 11 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 951000 |
Source: Elko County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 890 4TH ST, ELKO, NV 89801-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2008 · Amount on Record |
| Deed Sale | Mar 6, 2008 · Amount on Record |
| Deed Document Number | 591427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 890 4TH ST, ELKO, NV 89801-3112 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000812589 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 812589 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2052 |
Source: Elko County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 (+12.44%) | $52,404 (+33.06%) Land $19,950 Building $32,454 | $149,726 (+33.06%) Land $57,000 Building $92,726 |
| 2023 | $1,318.00 (+3.05%) | $39,384 (+12.81%) Land $6,930 Building $32,454 | $112,526 (+12.81%) Land $19,800 Building $92,726 |
| 2022 | $1,279.00 | $34,911 Land $6,930 Building $27,981 | $99,746 Land $19,800 Building $79,946 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CC Communications Broadband, Rise Broadband.
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