1032 4th St, Elko, NV 89801 Property Records

Elko County property record for 1032 4th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 1964
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on Record
Tax Bill	$1,769 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-102-009`

Property Details

APN / Parcel Number

Primary APN	`001-102-009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,960 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	75 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1032 4TH ST
City	ELKO
State	NV
Zip	89801-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	FIRST ADDITION FILE 5
Legal Subdivision	FIRST ADDITION
Legal Block	88
Legal Lot Number	13-14
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1014
Census Tract	950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1032 4TH ST, ELKO, NV 89801-3116
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Apr 1, 2021	Intrafamily Transfer, Transfer WFG NATIONAL TITLE CO OF NV
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2010
Deed Sale	Feb 26, 2010
Prior Sale	Aug 21, 2008 · Amount on Record
Deed Document Number	2010623637
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000784856
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1032 4TH ST, ELKO, NV 89801-3116
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000854996
Date	Sep 24, 2025
Instrument	854996

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 6, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Apr 1, 2021
Property Address	1032 4TH ST, ELKO, NV 89801-3116
Document Number	0000784937
Instrument Date	Mar 26, 2021
Instrument	784937
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE CO OF NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1032 4TH ST, ELKO, NV 89801-3116

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 31, 2021
Property Address	1032 4TH ST, ELKO, NV 89801-3116
Document Number	0000784856
Instrument Date	Mar 26, 2021
Instrument	784856
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TTL INS CO OF NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1032 4TH ST, ELKO, NV 89801-3116

Mortgage

Document Number	0000784857
Date	Mar 31, 2021
Instrument	784857

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Mar 20, 2018
Property Address	1032 4TH ST, ELKO, NV 89801-3116
Document Number	0000738390
Instrument Date	Mar 19, 2018
Instrument	738390
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1032 4TH ST ELKO NV 898013116, ELKO, NV 89801-3116

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,769.00 (+0.28%)	$54,634 (+0.03%) Land $15,050 Building $39,584	$156,097 (+0.03%) Land $43,000 Building $113,097
2025	$1,764.00 (+5.76%)	$54,618 (+27.2%) Land $15,050 Building $39,568	$156,051 (+27.2%) Land $43,000 Building $113,051
2024	$1,668.00 (+14.32%)
2023	$1,459.00 (+7.99%)	$42,938 (+16.44%) Land $6,615 Building $36,323	$122,680 (+16.44%) Land $18,900 Building $103,780
2022	$1,351.00	$36,875 Land $6,615 Building $30,260	$105,357 Land $18,900 Building $86,457

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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