597 4th St, Elko, NV 89801 Property Records

Elko County property record for 597 4th St, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1932
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$239,200 (Aug 2021)
Tax Bill	$826 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-224-016`

Property Details

APN / Parcel Number

Primary APN	`001-224-016`
Alternative APN	`001-224-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	1,436 sqft
1st Floor Area	1,036 sqft
Basement Area	400 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Metal
Lot Area	5,489 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	597 4TH ST
City	ELKO
State	NV
Zip	89801-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	PARCEL 1 FILE 186178,LOCATED IN,MDB&M
Legal Range	55E
Legal Township	34N
Legal Section	15
Legal Subdivision	MARIAN E LAVOY & MICHAEL D HEN
Legal Block	1
Legal Lot Number	1
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1014
Census Tract	951000

Owner

597 4th St is owned and occupied by an individual who bought it in August 2021.

Source: Elko County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	597 4TH ST, ELKO, NV 89801-3172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA
Apr 8, 2019	Grant Deed, Transfer ATTORNEY ONLY
Oct 2, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	2021793080
Prior Transfer Date	Apr 5, 2019
Prior Transfer Doc	0000753221
Record Updated	Oct 29, 2026

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Aug 12, 2021
Property Address	597 4TH ST, ELKO, NV 89801-3172
Document Number	0000793080
Map Reference	FILE 186178
Instrument Date	Aug 6, 2021
Instrument	793080
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$934.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	597 4TH ST, 597, ELKO, NV 89801-3172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	597 4TH ST, ELKO, NV 89801-3172

Mortgage

Document Number	0000793081
Date	Aug 12, 2021
Instrument	793081

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Apr 8, 2019
Property Address	597 4TH ST, ELKO, NV 89801-3172
Document Number	0000753221
Instrument Date	Apr 5, 2019
Instrument	753221
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	597 4TH ST ELKO NV 898013172, ELKO, NV 89801-3172

October 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 2, 2018
Property Address	597 4TH ST, ELKO, NV 89801-3172
Document Number	0000746662
Map Reference	FILE186178
Instrument Date	Sep 12, 2018
Instrument	746662
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	597 4TH ST, ELKO, NV 89801-3172

Mortgage

Document Number	0000746663
Date	Oct 2, 2018
Instrument	746663

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 597 4th St was $826, up 3.1% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$826.00 (+3.12%)	$31,458 (-0.12%) Land $15,050 Building $16,408	$89,880 (-0.12%) Land $43,000 Building $46,880
2025	$801.00	$31,496 Land $15,050 Building $16,446	$89,989 Land $43,000 Building $46,989
2023	$712.00 (+3.04%)	$21,616 (+13.6%) Land $6,615 Building $15,001	$61,760 (+13.59%) Land $18,900 Building $42,860
2022	$691.00	$19,029 Land $6,615 Building $12,414	$54,369 Land $18,900 Building $35,469

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 597 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 597 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CC Communications Broadband, Rise Broadband.

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