La Plata County property record for 89 White Cliff Dr, Durango, CO 81301
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 5 ba · 5,882 sqft · built 1982 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,466 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-051-00-111 |
| Primary APN | 5665-051-00-111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 5,882 sqft Living Area |
| Basement Area | 1,792 sqft |
| Finished Basement | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Rustic |
| Lot Area | 86,249 sqft |
| Deck Area | Deck Area |
| Patio Area | 246 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R003922 |
|---|---|
| Street Address | 89 WHITE CLIFF DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-8928 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SECTION: 5 TOWNSHIP: 35 RANGE: 9 N/2 NW/4 SE/4 OF LOT 1 89 WHITE CLIFF DR DURANGO 81301 |
| Legal Range | 09 |
| Legal Township | 35 |
| Legal Section | 05 |
| Legal Subdivision | DURANGO |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970701 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 WHITE CLIFF DR, DURANGO, CO 81301-8928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 1, 1987 |
| Transfer Doc | 0001037057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 1858 COUNTY ROAD 205, DURANGO, CO 81301-6963 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001192306 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 1192306 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,970 (+4.21%) Land $10,440 Building $97,530 | $1,657,780 (-) Land $160,330 Building $1,497,450 | |
| 2025 | $5,466.00 (+75.19%) | $103,610 (+51.12%) Land $10,020 Building $93,590 | $1,657,780 (+62.01%) Land $160,330 Building $1,497,450 |
| 2024 | $3,120.00 (+16.29%) | ||
| 2023 | $2,683.00 (+15.3%) | $68,560 (+14.21%) Land $8,930 Building $59,630 | $1,023,270 (+17.86%) Land $133,290 Building $889,980 |
| 2022 | $2,327.00 | $60,030 Land $7,920 Building $52,110 | $868,210 Land $113,950 Building $754,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1980–2014) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 89% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AlignTec Fixed Wireless | 50 / 25 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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