17 White Cliff Dr, Durango, CO 81301 Property Records

La Plata County property record for 17 White Cliff Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,307 sqft · built 1986
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-051-00-134`

Property Details

APN / Parcel Number

Primary APN	`5665-051-00-134`
Alternative APNs	`5665-051-00-140` `R433583` `R438612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,307 sqft Heated Area

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	624 sqft
Porch	Porch
Porch Area	54 sqft
Patio Area	535 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R438612
Old Parcel Number	566505100134
City	DURANGO
State	CO
Zip	81301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 5 TOWNSHIP: 35 RANGE: 9 TR IN S/2 SW/4 NE/4 AKA PARCEL II GATES LOT SPLIT M.L.S. PER WD 1217277, PROJ NO 2021-0264 1
Legal Range	09
Legal Township	35
Legal Section	05
Legal Subdivision	DURANGO
Legal Lot Number	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1015
Census Tract	970701

Owner

Source: La Plata County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 WHITE CLIFF DR, DURANGO, CO 81301-8928
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	17 WHITE CLIFF DR, DURANGO, CO 81301-8928
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 WHITE CLIFF DR, DURANGO, CO 81301-8928

Mortgage

Document Number	0001196768
Date	Jul 29, 2021
Instrument	1196768

Lender

Name	ZB NA
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	17 WHITE CLIFF DR, DURANGO, CO 81301-8928
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	NOT AVAILABLE, T TITLE DURANGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001193452
Date	Jun 3, 2021
Instrument	1193452

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	17 WHITE CLIFF DR, DURANGO, CO 81301-8928
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001123199
Date	Jan 12, 2017
Instrument	1123199

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,303.00	$58,830 (+8.9%) Land $15,500 Building $43,330	$941,250 (+16.74%) Land $248,050 Building $693,200
2023		$54,020 (+13.37%) Land $13,630 Building $40,390	$806,310 (+17.54%) Land $203,420 Building $602,890
2022	$2,089.00	$47,650 Land $12,250 Building $35,400	$685,990 Land $176,300 Building $509,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1980–2014)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	50 / 25

May also be available: FastTrack Communications, Spectrum, Verizon, Visionary Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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