La Plata County property record for 112 White Cliff Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,601 sqft · built 2015 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Sep 2014) |
| Tax Bill | $4,528 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-051-00-077 |
| Primary APN | 5665-051-00-077 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,601 sqft Living Area |
| Gross Area | 4,254 sqft |
| 1st Floor Area | 2,609 sqft |
| Basement Area | 992 sqft |
| Finished Basement | 992 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Lot Area | 89,298 sqft |
| Garage Type | Attached |
| Garage Area | 653 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 833 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R013470 |
|---|---|
| Street Address | 112 WHITE CLIFF DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-9032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: LAND INTL CHAP LAKE BLOCK: 0 LOT: 1 S2NE4SW4 OF LOT 1,CHAP LAKE 112 WHITE CLIFF DR DURANGO 81301 |
| Legal Subdivision | LAND INTL CHAP LAKE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970701 |
112 White Cliff Dr is owned and occupied by two individuals who bought it in September 2014.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 WHITE CLIFF DR, DURANGO, CO 81301-9032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on File |
| Deed Sale | Sep 30, 2014 · Amount on File |
| Prior Sale | Aug 25, 2006 · Amount on File |
| Deed Document Number | 20141087207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 112 WHITE CLIFF DR, DURANGO, CO 81301-9032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | T TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001166632 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 1166632 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 112 WHITE CLIFF DR, DURANGO, CO 81301-9032 |
| Document Number | 0001125777 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 112 WHITE CLIFF DR DURANGO CO 813019032, DURANGO, CO 81301-9032 |
| Document Number | 0001125777 |
|---|---|
| Date | Mar 20, 2017 |
| Instrument | 1125777 |
| Name | BANK OF CO |
|---|---|
| Type | Bank |
| Address | JOHNSTOWN, CO 80534 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2047 |
The 2025 property tax bill for 112 White Cliff Dr was $4,528.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,000 (+2.9%) Land $10,310 Building $72,690 | $1,290,610 (-) Land $160,330 Building $1,130,280 | |
| 2025 | $4,528.00 | $80,660 Land $10,020 Building $70,640 | $1,290,610 Land $160,330 Building $1,130,280 |
| 2023 | $2,325.00 (+10.77%) | $53,610 (+11.99%) Land $8,810 Building $44,800 | $800,120 (+16.18%) Land $131,420 Building $668,700 |
| 2022 | $2,099.00 | $47,870 Land $7,920 Building $39,950 | $688,700 Land $113,950 Building $574,750 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 112 White Cliff Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1980–2014) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2014 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 112 White Cliff Dr is high, ranking above 85% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 89% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AlignTec Fixed Wireless | 50 / 25 |
May also be available: CenturyLink.
5G (outdoors only) and 4G LTE
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