89 Timber Cir, Manchester, TN 37355 Property Records

Coffee County property record for 89 Timber Cir, Manchester, TN 37355

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,274 sqft · built 2023
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,900 (Dec 2023)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068K-A-006.00`

Property Details

APN / Parcel Number

Primary APN	`068K-A-006.00`
Alternative APN	`016068K A 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	L-Shape
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	99 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Porch	Finished/Open Porch
Porch Area	75 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	016068K A 00600
Street Address	89 TIMBER CIR
City	MANCHESTER
State	TN
Zip	37355-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST RIDGE PB: 947A LOT: 6 75X98.62 IRR SEE ALSO 946A AND 942A
Legal Subdivision	FOREST RIDGE
Legal Lot Number	6
Jurisdiction	COFFEE TN
Township / Civil Division	12
Census Block Group	1
Census Block	1059
Census Tract	970202

Owner

Source: Coffee County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 TIMBER CIR, MANCHESTER, TN 37355-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Dec 11, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC
Aug 1, 2023	Quit Claim Deed, Transfer WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	20238762
Deed Book / Page	437 / 430
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE TN
Recording Date	Apr 23, 2026
Property Address	89 TIMBER CIR, MANCHESTER, TN 37355-2611
Document Number	0000003290
Book / Page	1369 / 890
Instrument Date	Apr 17, 2026
Instrument	20263290
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 TIMBER CIR, MANCHESTER, TN 37355-2611
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003290,
Date	Apr 23, 2026
Book Page	1369/890
Instrument	20263290

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE TN
Recording Date	Dec 11, 2023
Property Address	89 TIMBER CIR, MANCHESTER, TN 37355-2611
Document Number	0000008762
Book / Page	W437 / 430
Map Reference	MB 947A
Instrument Date	Dec 7, 2023
Instrument	23008762
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2024
Title Company	WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,031.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 TIMBER CIR, MANCHESTER, TN 37355-2611

Mortgage

Document Number	0000008763
Date	Dec 11, 2023
Instrument	23008763

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COFFEE TN
Recording Date	Aug 1, 2023
Property Address	89 TIMBER CIR, MANCHESTER, TN 37355-2611
Document Number	0000005525
Book / Page	W434 / 312
Map Reference	MB 947A
Instrument Date	Jul 21, 2023
Instrument	23005525
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	WATAUGA TITLE AND ESCROW COMPANY LLC, WATAUGA T&E CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 SE BROAD ST, MURFREESBORO, TN 37130-0723

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Coffee County
Unified School District	Coffee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00	$57,075 (-) Land $15,000 Building $42,075	$228,300 (-) Land $60,000 Building $168,300
2024	$2,071.00	$57,075 Land $15,000 Building $42,075
2022			$228,300 Land $60,000 Building $168,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 24,975 people · EPA ID TN0000429
Water Source	Purchased surface water from DUCK RIVER UTILITY COMMISSION
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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