Carroll County and Effingham Town property record for 89 Stevens Rd, Effingham, NH 03882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 3,334 sqft · built 1980 |
| Lot Size | 5.3 acres (230,868 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,000 (Nov 2009) |
| Tax Bill | $7,667 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | EFFI M:00417 B:000041 L:000000 |
| Primary APN | EFFI M:00417 B:000041 L:000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,334 sqft Living Area |
| Gross Area | 5,964 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 230,868 sqft (5.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 89 STEVENS RD |
|---|---|
| City | EFFINGHAM |
| State | NH |
| Zip | 03882-8645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA RU |
| Legal Block | 41 |
| Jurisdiction | EFFINGHAM TOWN NH |
| Township / Civil Division | EFFINGHAM |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 955801 |
89 Stevens Rd is owned and occupied by two individuals who bought it in November 2009.
Source: Carroll County and Effingham Town records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 STEVENS RD, EFFINGHAM, NH 03882-8645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on File |
| Deed Sale | Nov 20, 2009 · Amount on File |
| Prior Sale | Feb 9, 2009 · Amount on File |
| Deed Book / Page | 2828 / 408 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Property Address | 89 STEVENS RD, EFFINGHAM, NH 03882-8645 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 003615-0800 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 3615/800 |
| Instrument | 2113264 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2046 |
The 2025 property tax bill for 89 Stevens Rd was $7,667, up 2.7% from the year before.
Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Carroll County |
| County Subdivision | Effingham Town |
| Unified School District | Governor Wentworth Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,667.00 (+2.69%) | $498,500 (+83.74%) Land $98,600 Building $399,900 | |
| 2024 | $7,466.00 (+11.47%) | $271,300 (-) Land $59,100 Building $212,200 | $206,245 |
| 2023 | $6,698.00 (+4.74%) | $271,300 (-) Land $59,100 Building $212,200 | |
| 2022 | $6,395.00 | $271,300 Land $59,100 Building $212,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 89 Stevens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Stevens Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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