Carroll County and Effingham Town property record for 46 Stevens Rd, Effingham, NH 03882
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,401 sqft · built 2004 |
| Lot Size | 19.4 acres (847,242 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,667 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | EFFI M:417 B:89 L:1 |
| Primary APN | EFFI M:417 B:89 L:1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,401 sqft Living Area |
| Gross Area | 5,020 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 847,242 sqft (19.4 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Old Parcel Number | EFFI M:00417 B:000089 L:000001 |
|---|---|
| Street Address | 46 STEVENS RD |
| City | EFFINGHAM |
| State | NH |
| Zip | 03882-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA RU |
| Legal Block | 89 |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM TOWN NH |
| Township / Civil Division | EFFINGHAM |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 955801 |
Source: Carroll County and Effingham Town records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 STEVENS RD, EFFINGHAM, NH 03882-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Property Address | 46 STEVENS RD, EFFINGHAM, NH 03882-8646 |
| Document Number | 0033880937 |
| Instrument Date | May 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 STEVENS RD EFFINGHAM NH 038828646, EFFINGHAM, NH 03882-8646 |
| Document Number | 0033880937 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 003388/000937 |
| Instrument | 4954 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Carroll County |
| County Subdivision | Effingham Town |
| Unified School District | Governor Wentworth Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,667.00 (+4.22%) | $563,553 (+86.49%) Land $91,653 Building $471,900 | |
| 2024 | $8,316.00 (+11.44%) | $302,191 (-0.02%) Land $55,891 Building $246,300 | $471,580 |
| 2023 | $7,462.00 (+4.72%) | $302,240 (-0.03%) Land $55,940 Building $246,300 | |
| 2022 | $7,126.00 | $302,320 Land $56,020 Building $246,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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