116 Stevens Rd, Effingham, NH 03882 Property Records

Carroll County and Effingham Town property record for 116 Stevens Rd, Effingham, NH 03882

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,374 sqft · built 1972
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`EFFI M:00417 B:000081 L:000000`

Property Details

APN / Parcel Number

Primary APN	`EFFI M:00417 B:000081 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	2,756 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	32,234 sqft (0.74 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	116 STEVENS RD
City	EFFINGHAM
State	NH
Zip	03882-8647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA RU
Legal Block	81
Jurisdiction	EFFINGHAM TOWN NH
Township / Civil Division	EFFINGHAM
Census Block Group	1
Census Block	1039
Census Tract	955801

Owner

Source: Carroll County and Effingham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 38, EFFINGHAM, NH 03882-0038
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 1, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Mar 27, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Feb 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	116 STEVENS RD, EFFINGHAM, NH 03882-8647
Document Number	0035360697
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STEVENS RD EFFINGHAM NH 038828647, EFFINGHAM, NH 03882-8647

Mortgage

Document Number	0035360697
Date	Oct 8, 2020
Book Page	003536/000697
Instrument	958

Lender

Name	LOW VA RATES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	116 STEVENS RD, EFFINGHAM, NH 03882-8647
Document Number	0034810792
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STEVENS RD EFFINGHAM NH 038828647, EFFINGHAM, NH 03882-8647

Mortgage

Document Number	0034810792
Date	Dec 18, 2019
Book Page	003481/000792
Instrument	13554

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	116 STEVENS RD, EFFINGHAM, NH 03882-8647
Document Number	0034330891
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 STEVENS RD EFFINGHAM NH 038828647, EFFINGHAM, NH 03882-8647

Mortgage

Document Number	0034330891
Date	Mar 8, 2019
Book Page	003433/000891
Instrument	2071

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM TOWN NH
Property Address	116 STEVENS RD, EFFINGHAM, NH 03882-8647
Document Number	0033200041
Book / Page	003320 / 000041
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033200041
Date	Apr 5, 2017
Book Page	003320/000041
Instrument	3298

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM TOWN NH
Recording Date	Feb 24, 2017
Property Address	116 STEVENS RD, EFFINGHAM, NH 03882-8647
Document Number	0033130775
Book / Page	003313 / 000775
Instrument Date	Feb 23, 2017
Instrument	1935
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38 EFFINGHAM NH 038820038, EFFINGHAM, NH 03882-0038

Tax Assessment & Valuation

Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Effingham Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (+2.21%)	$309,100 (+82.9%) Land $85,300 Building $223,800
2024	$4,651.00 (+11.45%)	$169,000 (-) Land $52,200 Building $116,800	$416,100
2023	$4,173.00 (+4.77%)	$169,000 (-) Land $52,200 Building $116,800
2022	$3,983.00	$169,000 Land $52,200 Building $116,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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