89 Starshine Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 89 Starshine Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,921 sqft · built 2015
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$184,562 (Oct 2015)
Tax Bill	$1,627 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61403600008180000`

Property Details

APN / Parcel Number

Primary APN	`R61403600008180000`
Alternative APN	`13595809`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	89 STARSHINE CIR
City	BLUFFTON
State	SC
Zip	29910-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 52 PALMETTO POINT TOWNES PB140 PG44 FKA LOT 1142-1403 PALMETTO POINT TOWNES
Legal Subdivision	PALMETTO POINT TOWNES
Legal Lot Number	52
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1040
Census Tract	2103

Owner

89 Starshine Cir is owned and occupied by two individuals who bought it in October 2015.

Source: Beaufort County records, as of March 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	89 STARSHINE CIR, BLUFFTON, SC 29910-4509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2017	Quit Claim Deed, Transfer · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2015 · Amount on File
Deed Sale	Oct 2, 2015 · Amount on File
Prior Sale	Feb 12, 2015 · Amount on File
Deed Document Number	201551489
Deed Book / Page	3433 / 1296
Prior Transfer Date	Oct 1, 2015
Prior Transfer Doc	0000051488
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	89 STARSHINE CIR, BLUFFTON, SC 29910-4509
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050843
Date	Sep 7, 2022
Book Page	4180/716
Instrument	2022050843

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	89 STARSHINE CIR, BLUFFTON, SC 29910-4509
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012595
Date	Mar 1, 2022
Book Page	4119/3336
Instrument	2022012595

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 5, 2017
Property Address	89 STARSHINE CIR, BLUFFTON, SC 29910-4509
Document Number	0000054211
Book / Page	003612 / 000787
Instrument Date	Sep 25, 2017
Instrument	54211
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 STARSHINE CIR BLUFFTON SC 299104509, BLUFFTON, SC 29910-4509

Mortgage

Document Number	54212
Date	Oct 5, 2017
Book Page	003612/000790
Instrument	54212

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 89 Starshine Cir was $1,627.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,627.00	$9,760 (-30.82%)
2024	$1,627.00	$14,108 (-) Land $3,000 Building $11,108	$352,700 (-) Land $75,000 Building $277,700
2023	$1,627.00 (+8.25%)	$14,108 (+54.9%) Land $3,000 Building $11,108	$352,700 (+54.9%) Land $75,000 Building $277,700
2022	$1,503.00	$9,108 Land $1,000 Building $8,108	$227,700 Land $25,000 Building $202,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 89 Starshine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Starshine Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

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