86 Starshine Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 86 Starshine Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,830 sqft · built 2015
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2019)
Tax Bill	$1,828 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R61403600008260000`

Property Details

APN / Parcel Number

Primary APN	`R61403600008260000`
Alternative APN	`13595907`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	86 STARSHINE CIR
City	BLUFFTON
State	SC
Zip	29910-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 24 PALMETTO POINT TOWNES PB140 PG44 FKA LOT 1142-1603 PALMETTO POINT TOWNES
Legal Subdivision	PALMETTO POINT TOWNES
Legal Lot Number	24
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1038
Census Tract	2103

Owner

86 Starshine Cir is owned and occupied by an individual who bought it in December 2019.

Source: Beaufort County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 9, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 4, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on File
Deed Sale	Dec 4, 2019 · Amount on File
Prior Sale	Oct 27, 2015 · Amount on File
Deed Document Number	201965295
Deed Book / Page	3817 / 255
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509

Mortgage

Document Number	0000033918
Date	Jun 9, 2022
Book Page	4154/975
Instrument	2022033918

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2052

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509

Mortgage

Document Number	0000042997
Date	Sep 12, 2023
Book Page	4274/671
Instrument	2023042997

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Nov 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509

Mortgage

Document Number	0000073085
Date	Dec 9, 2020
Book Page	3944/1884
Instrument	2020073085

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Dec 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 4, 2019
Property Address	86 STARSHINE CIR, BLUFFTON, SC 29910-4509
Document Number	0000065295
Book / Page	003817 / 000255
Instrument Date	Dec 2, 2019
Instrument	65295
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$888.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 STARSHINE CIR BLUFFTON SC 299104509, BLUFFTON, SC 29910-4509

Mortgage

Document Number	65296
Date	Dec 4, 2019
Book Page	003817/000258
Instrument	65296

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 86 Starshine Cir was $1,828, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,828.00 (-0.05%)	$11,040 (-28.03%)
2024	$1,829.00	$15,340 (-) Land $3,000 Building $12,340	$383,500 (-) Land $75,000 Building $308,500
2023	$1,829.00 (+8.35%)	$15,340 (+59.79%) Land $3,000 Building $12,340	$383,500 (+59.79%) Land $75,000 Building $308,500
2022	$1,688.00	$9,600 Land $1,000 Building $8,600	$240,000 Land $25,000 Building $215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 86 Starshine Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Starshine Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

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