89 Spur Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 89 Spur Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1991
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$632,800 (Jul 2021)
Tax Bill	$2,605 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP005320040050A`

Property Details

APN / Parcel Number

Primary APN	`RP005320040050A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,718 sqft Finished Area
1st Floor Area	1,718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2020
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,941 sqft (0.343 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	89 SPUR DR
City	SANDPOINT
State	ID
Zip	83864-8677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	12-57N-2W PONDER POINT 3RD BLK 4 LOT 5 ADD
Legal Range	02W
Legal Township	57N
Legal Section	12
Legal Subdivision	PONDER POINT
Legal Block	4
Legal Lot Number	5
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1007
Census Tract	950203

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3009 N CHARLEVILLE RD, 125, POST FALLS, ID 83854-7870
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	2021987341
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	89 SPUR DR, SANDPOINT, ID 83864-8677
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	NOT AVAILABLE, FLYINGS TITLE S & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPUR DR, SANDPOINT, ID 83864-8677

Mortgage

Document Number	0001029940
Date	Jan 31, 2024
Instrument	1029940

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jul 14, 2021
Property Address	89 SPUR DR, SANDPOINT, ID 83864-8677
Document Number	987341
Map Reference	MB 3 PG 131
Instrument Date	Jul 7, 2021
Instrument	987341
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPUR DR, SANDPOINT, ID 83864-8677

Mortgage

Document Number	987342
Date	Jul 14, 2021
Instrument	987342

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,605.00	$698,466 (+5.6%) Land $254,176 Building $444,290	$698,466 (+5.6%) Land $254,176 Building $444,290
2025	$2,605.00 (+0.39%)	$661,436 (+7.57%) Land $254,176 Building $407,260	$661,436 (+7.57%) Land $254,176 Building $407,260
2023	$2,595.00	$614,883 Land $211,141 Building $403,742	$614,883 Land $211,141 Building $403,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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