128 Spur Dr, Sandpoint, ID 83864 Property Records

Bonner County property record for 128 Spur Dr, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,882 sqft · built 1990
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Sep 2021)
Tax Bill	$1,971 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP005320030160A`

Property Details

APN / Parcel Number

Primary APN	`RP005320030160A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Finished Area
1st Floor Area	1,882 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,202 sqft (0.349 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 SPUR DR
City	SANDPOINT
State	ID
Zip	83864-8678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	12-57N-2W PONDER POINT 3RD ADD BLK 3 LOT 16
Legal Range	02W
Legal Township	57N
Legal Section	12
Legal Subdivision	PONDER POINT 3RD AD
Legal Block	3
Legal Lot Number	16
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1010
Census Tract	950203

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	128 SPUR DR, SANDPOINT, ID 83864-8678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	2021992377
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	128 SPUR DR, SANDPOINT, ID 83864-8678
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SPUR DR, SANDPOINT, ID 83864-8678

Mortgage

Document Number	0001015053
Date	Dec 13, 2022
Instrument	1015053

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 27, 2021
Property Address	128 SPUR DR, SANDPOINT, ID 83864-8678
Document Number	992377
Map Reference	MB 3 PG 131
Instrument Date	Sep 21, 2021
Instrument	992377
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	NORTH IDAHO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SPUR DR, SANDPOINT, ID 83864-8678

Mortgage

Document Number	992378
Date	Sep 27, 2021
Instrument	992378

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,971.00 (+9.32%) Homeowner's exemption	$581,426 (-5.07%) Land $254,176 Building $327,250	$581,426 (-5.07%) Land $254,176 Building $327,250
2025	$1,803.00 (+10.01%) Homeowner's exemption	$612,496 (+6.17%) Land $254,176 Building $358,320	$612,496 (+6.17%) Land $254,176 Building $358,320
2023	$1,639.00 Homeowner's exemption	$576,910 Land $211,141 Building $365,769	$576,910 Land $211,141 Building $365,769

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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