Bonner County property record for 115 Spur Dr, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,625 sqft · built 1999 |
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,300 (Jul 2020) |
| Tax Bill | $2,124 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP005320040060A |
| Primary APN | RP005320040060A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,625 sqft Finished Area |
| 1st Floor Area | 2,625 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,462 sqft (0.332 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 SPUR DR |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | 12-57N-2W PONDER POINT 3RD ADD BLK 4 LOT 6 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 12 |
| Legal Subdivision | PONDER POINT 3RD AD |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950203 |
Source: Bonner County records · APN RP005320040060A
Assessment roll updated August 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK |
| Jan 05, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Oct 01, 2020 | Deed of Trust, Mortgage · Line of Credit HORIZON CU |
| Jul 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Prior Sale | Nov 30, 2011 · Amount on Record |
| Deed Document Number | 2020960852 |
| Prior Transfer Date | Jul 08, 2020 |
| Prior Transfer Doc | 960852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 27, 2026 |
| Property Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Document Number | 0001065003 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20261065003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2026 |
| Title Company | TITLE ESCROW, FLYING S TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Document Number | 0001065003, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20261065003 |
| Name | WASHINGTON TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000998609 |
|---|---|
| Date | Jan 05, 2022 |
| Instrument | 998609 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 966787 |
|---|---|
| Date | Oct 01, 2020 |
| Instrument | 966787 |
| Name | HORIZON CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Jul 14, 2020 |
| Property Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Document Number | 960852 |
| Map Reference | MB 3 PG 131 |
| Instrument Date | Jul 08, 2020 |
| Instrument | 960852 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Document Number | 960853 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 960853 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2019 |
| Title Company | ALLIANCE TITLE SANDPOINT |
| Name | Verified Name |
|---|
| Document Number | 950051 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 950051 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 115 SPUR DR, SANDPOINT, ID 83864-8678 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 914774 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 914774 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | COEUR D ALENE, ID 83814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2032 |
Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,536 (-) | $709,536 (-) | |
| 2025 | $2,124.00 (+4.84%) Homeowner's exemption | $709,536 (+1.8%) Land $254,176 Building $455,360 | $709,536 (+1.8%) Land $254,176 Building $455,360 |
| 2023 | $2,026.00 Homeowner's exemption | $696,993 Land $211,141 Building $485,852 | $696,993 Land $211,141 Building $485,852 |
Source: FEMA National Flood Hazard Layer as of May 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Mann Holdings Fixed Wireless | 250 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Newmax Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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