89 Spring Lake Dr, Debary, FL 32713 Property Records

Volusia County property record for 89 Spring Lake Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,102 sqft · built 1992
Lot Size	0.354 acres (15,400 sqft)
Owner	2 Trust Names on File
Last Sale	$283,500 (Mar 2015)
Tax Bill	$5,140 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8025-06-00-0770`

Property Details

APN / Parcel Number

Primary APN	`8025-06-00-0770`
Alternative APNs	`30182506000770` `25183006000770` `4880101.0` `4880101`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,102 sqft Living Area
Gross Area	3,723 sqft
1st Floor Area	3,102 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,400 sqft (0.354 acres)
Lot Dimensions	140 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	481 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4880101
Street Address	89 SPRING LAKE DR
City	DEBARY
State	FL
Zip	32713-2740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 77 SUMMERHAVEN PHASE III MB 40 PG 199 PER OR 4936 PG 1434 PER OR 5934 PG 1614 PER OR 7089 PG 1228 PER OR 8090 PG 0376
Legal Range	30E
Legal Township	18S
Legal Section	25
Legal Subdivision	SUMMERHAVEN PHASE III MB
Legal Phase	3
Legal Tract	06
Legal Lot Number	77
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1044
Census Tract	90905

Owner

89 Spring Lake Dr is owner-occupied and held in a trust since April 2021.

Source: Volusia County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Jan 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Jul 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2015 · Amount on File
Deed Sale	Mar 3, 2015 · Amount on File
Prior Sale	Oct 16, 2006 · Amount on File
Deed Document Number	201536923
Deed Book / Page	7089 / 1228
Last Transfer Date	Apr 2, 2021
Transfer Doc	0080900376
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Recording Date	Apr 28, 2026
Property Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740
Document Number	0088461498
Book / Page	8846 / 1498
Instrument Date	Apr 10, 2026
Instrument	202676558
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740
Investor	Possibly a Property Investor

Mortgage

Document Number	0000076558,
Date	Apr 28, 2026
Book Page	8846/1498
Instrument	202676558

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 6, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740

Mortgage

Document Number	0085052113
Date	Jan 10, 2024
Book Page	8505/2113
Instrument	2024006209

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Dec 25, 2033

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Jul 27, 2021
Property Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740
Document Number	0080900376
Book / Page	8090 / 376
Map Reference	MB 40 PG 199
Instrument Date	Apr 2, 2021
Instrument	2021-175574
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740

Mortgage

Document Number	8090379
Date	Jul 27, 2021
Instrument	8090/379

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	89 SPRING LAKE DR, DEBARY, FL 32713-2740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079070098
Date	Sep 8, 2020
Book Page	7907/98
Instrument	2020-168703

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 89 Spring Lake Dr was $5,140 with a homeowner's exemption, up 4.6% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,008 (+2.7%)	$494,281 (+1.41%) Land $66,688 Building $427,593
2025	$5,140.00 (+4.62%) Homeowner's exemption	$337,886	$487,402 Land $66,688 Building $420,714
2024	$4,913.00 (+5.16%)
2023	$4,672.00 (+2.03%) Homeowner's exemption	$318,800 (+3%)	$471,390 (+19.27%) Land $85,360 Building $386,030
2022	$4,579.00 Homeowner's exemption	$309,515	$395,219 Land $64,020 Building $331,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Spring Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 units insured incl. 5 condo units
Nearby Flood Claims	8 (2008–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Spring Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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