85 Spring Lake Dr, Debary, FL 32713 Property Records

Volusia County property record for 85 Spring Lake Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,408 sqft · built 1987
Lot Size	0.434 acres (18,904 sqft)
Owner	2 Individual Names on File
Last Sale	$259,000 (Nov 2017)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8025-06-00-1060`

Property Details

APN / Parcel Number

Primary APN	`8025-06-00-1060`
Alternative APNs	`30182506001060` `25183006001060` `4880402.0` `4880402`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,408 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	2,408 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,904 sqft (0.434 acres)
Lot Dimensions	136 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	248 sqft
Patio Area	1,025 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4880402
Street Address	85 SPRING LAKE DR
City	DEBARY
State	FL
Zip	32713-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R4
Legal Description	LOT 106 SUMMERHAVEN PHASE III MB 40 PG 199 PER OR 2992 PG 0199 PER OR 6684 PG 1097 PER OR 7471 PG 0173
Legal Range	30E
Legal Township	18S
Legal Section	25
Legal Subdivision	SUMMERHAVEN PHASE III MB
Legal Phase	3
Legal Tract	06
Legal Lot Number	106
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1042
Census Tract	90905

Owner

85 Spring Lake Dr is owned and occupied by two individuals who bought it in November 2017.

Source: Volusia County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 SPRING LAKE DR, DEBARY, FL 32713-2739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage DOWNTON TITLE SEVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on File
Deed Sale	Nov 13, 2017 · Amount on File
Prior Sale	Jun 15, 1987 · Amount on File
Deed Document Number	2017219740
Deed Book / Page	7471 / 173
Prior Transfer Date	Feb 22, 2011
Prior Transfer Doc	0066841097
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	85 SPRING LAKE DR, DEBARY, FL 32713-2739
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPRING LAKE DR, DEBARY, FL 32713-2739

Mortgage

Document Number	0081323088
Date	Oct 6, 2021
Book Page	8132/3088
Instrument	2021-240035

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Nov 13, 2017
Property Address	85 SPRING LAKE DR, DEBARY, FL 32713-2739
Document Number	0074710173
Book / Page	7471 / 0173
Map Reference	MB40 PG199
Instrument Date	Nov 10, 2017
Instrument	2017-219740
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	DOWNTON TITLE SEVS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 STRAWBERRY LN, 10, BRIDGEWATER, MA 02324-2854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 SPRING LAKE DR, DEBARY, FL 32713-2739

Mortgage

Document Number	, 2017-219741
Date	Nov 13, 2017
Instrument	2017-219741

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 85 Spring Lake Dr was $3,172 with a homeowner's exemption, up 5% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,202 (+2.7%)	$375,882 (+1.29%) Land $69,222 Building $306,660
2025	$3,172.00 (+5.03%) Homeowner's exemption	$212,466	$371,088 Land $69,222 Building $301,866
2024	$3,020.00 (+5.08%)
2023	$2,874.00 (+2.42%) Homeowner's exemption	$200,466 (+3%)	$368,066 (+19.08%) Land $88,604 Building $279,462
2022	$2,806.00 Homeowner's exemption	$194,627	$309,092 Land $66,453 Building $242,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85 Spring Lake Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 units insured incl. 5 condo units
Nearby Flood Claims	8 (2008–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Spring Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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