Charleston County property record for 89 Simons St, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,468 sqft · built 2014 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Oct 2019) |
| Tax Bill | $9,902 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 463-15-02-023 |
| Primary APN | 463-15-02-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,468 sqft Living Area |
| 1st Floor Area | 734 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 89 SIMONS ST |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPPLATB L13 MAPPLATP 0308 SUBDIVISIONNAME CHARLESTON LOT 17 |
| Legal Subdivision | S SIMMONS ST |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1500 |
Source: Charleston County records · APN 463-15-02-023
Assessment roll updated August 1, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 89 SIMONS ST, CHARLESTON, SC 29403-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed, Transfer · Conventional Mortgage SOUTH CAROLINA FEDERAL CREDIT UNION |
| Oct 02, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Dec 08, 2016 · Amount on Record |
| Deed Book / Page | 826 / 94 |
| Prior Transfer Date | Jul 16, 2008 |
| Prior Transfer Doc | 00Y6640160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Jul 08, 2026 |
| Property Address | 89 SIMONS ST, CHARLESTON, SC 29403-3715 |
| Document Number | 0000042837 |
| Book / Page | 1401 / 561 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 202642837 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373,326.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 SIMONS ST, CHARLESTON, SC 29403-3715 |
| Document Number | 0000042838, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 202642838 |
| Name | SOUTH CAROLINA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Oct 02, 2019 |
| Property Address | 89 SIMONS ST, CHARLESTON, SC 29403-3715 |
| Document Number | 0826/0094 |
| Book / Page | 000826 / 000094 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $515.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 SIMONS ST CHARLESTON SC 294033715, CHARLESTON, SC 29403-3715 |
| Document Number | 826/0097 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 000826/000097 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,902.00 (+11.1%) | ||
| 2024 | $8,913.00 (+254.82%) | $30,900 (+5%) | |
| 2022 | $2,512.00 | $20,600 | $515,000 (-) Land $286,300 Building $228,700 |
| 2020 | $515,000 Land $286,300 Building $228,700 |
Source: FEMA National Flood Hazard Layer as of September 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 42 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 6 condo units |
| Nearby Flood Claims | 8 (1989–2017) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, WOW Internet, Cable & Phone.
Based on FCC filings for 561 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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