1. Home
  2. South Carolina
  3. Charleston County
  4. Charleston
  5. Simons St

81 Simons St, Charleston, SC 29403 Property Records

Charleston County property record for 81 Simons St, Charleston, SC 29403 · Last verified August 2026

Property Summary

Property TypeDuplex
Details6 bd · 3 ba · 2,416 sqft · built 1940
Lot Size0.07 acres (3,049 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Jan 2021)
Tax Bill$6,648 (2025)
Deeds & MortgagesJul 2026 Sale
Jan 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN463-15-02-025

Property Details

APN / Parcel Number

Primary APN463-15-02-025

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,416 sqft Total Area
1st Floor Area1,162 sqft
Upper Floors Area1,254 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Exterior MaterialAsbestos
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions82 ft deep x 37 ft wide
PorchSlab
Porch Area306 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address81 SIMONS ST
CityCHARLESTON
StateSC
Zip29403-3715
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUBDIVISION NAME -S SIMMONS ST DESCRIPTION -LT 17 1/2
Legal SubdivisionS SIMMONS ST
Legal Lot Number17
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group2
Census Block2000
Census Tract1500

Owner

Source: Charleston County records · APN 463-15-02-025

Assessment roll updated August 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address81 SIMONS ST, A, CHARLESTON, SC 29403-3715
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 22, 2021Grant Deed, Transfer · FHA Mortgage
SOUTHERN TR MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2021 · Amount on Record
Deed SaleJan 22, 2021 · Amount on Record
Prior SaleSep 15, 2005 · Amount on Record
Deed Book / Page953 / 232
Last Transfer DateFeb 20, 2026
Transfer Doc0000047407
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJul 28, 2026
Property Address81 SIMONS ST, CHARLESTON, SC 29403-3715
Document Number0000047407
Book / Page1405 / 944
Instrument DateFeb 20, 2026
Instrument202647407
Transaction TypeTransfer
Record UpdatedAug 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 SIMONS ST, CHARLESTON, SC 29403-3715

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateJan 22, 2021
Property Address81 SIMONS ST, CHARLESTON, SC 29403-3715
Document Number0953/0232
Book / Page000953 / 000232
Instrument DateJan 14, 2021
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$515.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address81 SIMONS ST #A CHARLESTON SC 294033715, A, CHARLESTON, SC 29403-3715

Mortgage

Document Number953/0233
DateJan 22, 2021
Book Page000953/000233
Lender
NameSOUTHERN TR MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2051

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,648.00 (+11.02%)
2024$5,988.00 (+8.05%)$25,960 (-)
2022$5,542.00$25,960$515,000 (-) Land $314,400 Building $200,600
2020$515,000 Land $314,400 Building $200,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190015002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 42 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies48 units insured (6 under condo master policies)
24 of 42 individual policies on primary residences
Nearby Flood Claims8 (1989–2017)
Claims Outside the SFHA2 of 8
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma
Flood Events
  • Hurricane Hugo (Sep 1989), 3 claims

Wildfire

Wildfire RiskLow
above 1% of the US · less than 1% of South Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Simons St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures