Monmouth County and Highlands Borough property record for 89 Seadrift Ave, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,560 sqft · built 2012 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Feb 2016) |
| Tax Bill | $9,131 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00073-0000-00004 |
| Primary APN | 19-00073-0000-00004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 780 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 3,498 sqft (0.08 acres) |
| Lot Dimensions | 70 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00014580 |
|---|---|
| Street Address | 89 SEADRIFT AVE |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF08 |
| Legal Subdivision | WATER WITCH DEV COMPAN |
| Legal Block | 73 |
| Legal Lot Number | 4 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 800101 |
Source: Monmouth County and Highlands Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 SEADRIFT AVE, HIGHLANDS, NJ 07732-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2016 · Amount on Record |
| Deed Sale | Feb 11, 2016 · Amount on Record |
| Prior Sale | Oct 18, 2010 · Amount on Record |
| Deed Document Number | 201613178 |
| Deed Book / Page | 9152 / 2749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 89 SEADRIFT AVE, HIGHLANDS, NJ 07732-1528 |
| Document Number | 0000047424 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | CLOSING PARTNER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 89 SEADRIFT AVE HIGHLANDS NJ 077321528, HIGHLANDS, NJ 07732-1528 |
| Document Number | 0000047424 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 009412/000982 |
| Instrument | 47424 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $638,200 (+19.51%) Land $331,400 Building $306,800 | $638,200 (+19.51%) Land $331,400 Building $306,800 | |
| 2025 | $9,131.00 (+4.13%) | $534,000 (+26.93%) Land $226,900 Building $307,100 | $534,000 (+26.93%) Land $226,900 Building $307,100 |
| 2024 | $8,769.00 (+7.5%) | ||
| 2023 | $420,700 Land $120,800 Building $299,900 | $420,700 Land $120,800 Building $299,900 | |
| 2022 | $8,157.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 271 individual policies |
| Nearby Flood Policies | 315 units insured incl. 44 condo units |
| Nearby Flood Claims | 183 (1992–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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