Monmouth County and Highlands Borough property record for 86 Seadrift Ave, Highlands, NJ 07732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,240 sqft · built 1933 |
| Lot Size | 0.04 acres (1,751 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Jun 2026) |
| Tax Bill | $5,942 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19-00074-0000-00002 |
| Primary APN | 19-00074-0000-00002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,751 sqft (0.04 acres) |
| Lot Dimensions | 70 ft deep x 25 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 00014610 |
|---|---|
| Street Address | 86 SEADRIFT AVE |
| City | HIGHLANDS |
| State | NJ |
| Zip | 07732-1531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF0 |
| Legal Subdivision | WATER WITCH DEV COS |
| Legal Block | 74 |
| Legal Lot Number | 2 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 800101 |
Source: Monmouth County and Highlands Borough records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed, Transfer · VA Mortgage LUMINATE HOME LOANS INC |
| Oct 28, 2021 | Deed, Transfer · Conventional Mortgage GLENDENNING MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Feb 7, 2024 · Amount on Record |
| Deed Document Number | 202646945 |
| Deed Book / Page | 9797 / 1784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 9, 2026 |
| Property Address | 86 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531 |
| Document Number | 0000046945 |
| Book / Page | 9797 / 1784 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202646945 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | ABSTRACT TITLE, TRIDENT ABSTRACT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48,480.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 86 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531 |
| Document Number | 0000046946, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202646946 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 28, 2021 |
| Property Address | 86 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531 |
| Document Number | 0095548271 |
| Book / Page | 9554 / 8271 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021159345 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 6TH AVE, 32, ATLANTIC HIGHLANDS, NJ 07716-1302 |
| Name | Verified Name |
|---|---|
| Address | 22 AND 28 PROSPECT AVENUE, ATLANTIC HIGHLANDS, NJ 07716-1310 |
| Document Number | 2021159346 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021159346 |
| Name | GLENDENNING MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Highlands Borough |
| Unified School District | Henry Hudson Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,700 (-5.7%) Land $216,200 Building $111,500 | $327,700 (-5.7%) Land $216,200 Building $111,500 | |
| 2025 | $5,942.00 (+16.67%) | $347,500 (+46.62%) Land $220,700 Building $126,800 | $347,500 (+46.62%) Land $220,700 Building $126,800 |
| 2024 | $5,093.00 (+16.2%) | ||
| 2023 | $237,000 Land $115,400 Building $121,600 | $237,000 Land $115,400 Building $121,600 | |
| 2022 | $4,383.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 271 individual policies |
| Nearby Flood Policies | 315 units insured incl. 44 condo units |
| Nearby Flood Claims | 183 (1992–2023) |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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