88 Seadrift Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 88 Seadrift Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 2017
Lot Size	0.04 acres (1,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2023)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00074-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-00074-0000-00003`
Alternative APNs	`190007400003` `00014620`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	1,751 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00014620
Street Address	88 SEADRIFT AVE
City	HIGHLANDS
State	NJ
Zip	07732-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	WATER WITCH DEV COMPAN
Legal Block	74
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2028
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage GBARANTSED RATE INC
Jan 4, 2023	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Oct 28, 2021	Deed, Transfer · Conventional Mortgage GLENDENNING MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	2023636
Deed Book / Page	9629 / 5931
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	88 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	FIT AGCY LLC, FIT AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531

Mortgage

Document Number	0097688286
Date	Dec 4, 2025
Book Page	9768/8286
Instrument	2025096824

Lender

Name	GBARANTSED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 4, 2023
Property Address	88 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531
Document Number	0096295931
Book / Page	9629 / 5931
Instrument Date	Dec 22, 2022
Instrument	2023000636
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 SUTTON DR # DRH11, DRH11, MATAWAN, NJ 07747-2743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531

Mortgage

Document Number	2023000637
Date	Jan 4, 2023
Instrument	2023000637

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 28, 2021
Property Address	88 SEADRIFT AVE, HIGHLANDS, NJ 07732-1531
Document Number	0095548271
Book / Page	9554 / 8271
Instrument Date	Oct 18, 2021
Instrument	2021159345
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 6TH AVE, 32, ATLANTIC HIGHLANDS, NJ 07716-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 AND 28 PROSPECT AVENUE, ATLANTIC HIGHLANDS, NJ 07716-1310

Mortgage

Document Number	2021159346
Date	Oct 28, 2021
Instrument	2021159346

Lender

Name	GLENDENNING MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,500 (-1.09%) Land $259,400 Building $129,100	$388,500 (-1.09%) Land $259,400 Building $129,100
2025	$6,717.00 (+31.35%)	$392,800 (+65.04%) Land $264,900 Building $127,900	$392,800 (+65.04%) Land $264,900 Building $127,900
2024	$5,114.00 (+16.04%)
2023		$238,000 Land $115,400 Building $122,600	$238,000 Land $115,400 Building $122,600
2022	$4,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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