St. Johns County property record for 89 Rum Runner Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,083 sqft · built 2018 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $697,400 (Jan 2019) |
| Tax Bill | $7,856 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023717-0080 |
| Primary APN | 023717-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,083 sqft Living Area |
| Gross Area | 3,896 sqft |
| 1st Floor Area | 1,403 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 288 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 89 RUM RUNNER WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 8 OR4664/1581 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 12 PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20904 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 89 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATSON MORTGAGE CORP |
| Jan 8, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on Record |
| Deed Sale | Jan 8, 2019 · Amount on Record |
| Prior Sale | Apr 17, 2018 · Amount on Record |
| Deed Document Number | 20191421 |
| Deed Book / Page | 4664 / 1581 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 89 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2264 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 89 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2264 |
| Document Number | 0051860873 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 5186/873 |
| Instrument | 2021019794 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 8, 2019 |
| Property Address | 89 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2264 |
| Document Number | 0046641581 |
| Book / Page | 4664 / 1581 |
| Map Reference | MB 87 PG 29 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2019001421 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | IMPERIAL TITLE OF FLORIDA LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,881.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 TOWN CENTER RD # RD600, 1, BOCA RATON, FL 33486-1039 |
| Name | Verified Name |
|---|---|
| Address | 89 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2264 |
| Document Number | 2019001422 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 2019001422 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2034 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $513,813 (+2.7%) | $758,367 (-4.55%) Land $225,000 Building $533,367 | |
| 2025 | $7,856.00 (+9.69%) Homeowner's exemption | $500,305 (+2.9%) | $794,554 (+2.78%) Land $200,000 Building $594,554 |
| 2024 | $7,162.00 (+3.24%) Homeowner's exemption | $486,205 (+3%) | $773,059 (+21.16%) Land $195,000 Building $578,059 |
| 2023 | $6,937.00 (+6.02%) Homeowner's exemption | $472,044 (+3%) | $638,024 (-0.18%) Land $175,000 Building $463,024 |
| 2022 | $6,543.00 Homeowner's exemption | $458,295 | $639,188 Land $168,000 Building $471,188 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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