St. Johns County property record for 78 Rum Runner Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,083 sqft · built 2019 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $567,500 (Jun 2019) |
| Tax Bill | $9,052 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023717-1310 |
| Primary APN | 023717-1310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,083 sqft Living Area |
| Gross Area | 3,984 sqft |
| 1st Floor Area | 1,403 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 537 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 364 sqft |
| Patio Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 78 RUM RUNNER WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 131 OR4734/419 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 12 PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 131 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20904 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Jun 3, 2019 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Jan 28, 2019 | Loan Modification, Mortgage BANK OZK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2019 · Amount on Record |
| Deed Sale | Jun 3, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2019 · Amount on Record |
| Deed Document Number | 201938332 |
| Deed Book / Page | 4734 / 419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 78 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2265 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049871827 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 4987/1827 |
| Instrument | 2020055920 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 3, 2019 |
| Property Address | 78 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2265 |
| Document Number | 0047340419 |
| Book / Page | 4734 / 0419 |
| Map Reference | MB 87 PG 29 |
| Instrument Date | May 31, 2019 |
| Instrument | 2019038332 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 2, 2022 |
| Title Company | IMPERIAL TITLE OF FL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,972.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 TOWN CENTER RD # RD600, 1, BOCA RATON, FL 33486-1039 |
| Name | Verified Name |
|---|---|
| Address | 78 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2265 |
| Document Number | 0004734421 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 4734/421 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 78 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2265 |
| Document Number | 0046720935 |
| Book / Page | 004672 / 000935 |
| Instrument Date | Jan 21, 2019 |
| Instrument | 5945 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7936 S OCEAN DR JENSEN BEACH FL 349572190, JENSEN BEACH, FL 34957-2190 |
| Document Number | 46720935 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 004672/000935 |
| Instrument | 5945 |
| Name | BANK OZK |
|---|---|
| Address | 100 TOM REEVES DR, CARROLLTON, GA 30117-4271 |
| Amount | Amount Recorded |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $605,055 (+2.7%) | $640,769 (+7.67%) Land $116,000 Building $524,769 | |
| 2025 | $9,052.00 (+9.79%) Homeowner's exemption | $589,148 (+2.9%) | $595,111 (-4.3%) Land $100,000 Building $495,111 |
| 2024 | $8,245.00 (+3.89%) Homeowner's exemption | $572,544 (+3.96%) | $621,864 (+12.92%) Land $120,000 Building $501,864 |
| 2023 | $7,936.00 (+3.51%) Homeowner's exemption | $550,730 (+0.85%) | $550,730 (-3.71%) Land $115,000 Building $435,730 |
| 2022 | $7,667.00 Homeowner's exemption | $546,109 | $571,933 Land $134,400 Building $437,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 206 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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