103 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 103 Rum Runner Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,549 sqft · built 2019
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Oct 2022)
Tax Bill	$11,576 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023717-0100`

Property Details

APN / Parcel Number

Primary APN	`023717-0100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	1,136 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	225 sqft
Patio Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 RUM RUNNER WAY
City	SAINT JOHNS
State	FL
Zip	32259-2267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 10 OR5644/1662
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCEL 12 PHASE 1
Legal Phase	1
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2021
Census Tract	20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Aug 1, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Jan 28, 2019	Loan Modification, Mortgage BANK OZK
Jan 15, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	202293921
Deed Book / Page	5644 / 1662
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 6, 2022
Property Address	103 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2267
Document Number	0056441662
Book / Page	5644 / 1662
Map Reference	MB 87 PG 29-34
Instrument Date	Sep 26, 2022
Instrument	2022093921
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 MARQUESA CIR, SAINT JOHNS, FL 32259-2379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2267

Mortgage

Document Number	0056441664
Date	Oct 6, 2022
Instrument	5644/1664

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 1, 2019
Property Address	103 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2267
Document Number	0047701155
Book / Page	4770 / 1155
Map Reference	MB 87 PG 29
Instrument Date	Jul 30, 2019
Instrument	2019056225
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	IMPERIAL TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,091.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 TOWN CENTER RD # RD600, 1, BOCA RATON, FL 33486-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2267

Mortgage

Document Number	0047701157
Date	Aug 1, 2019
Instrument	4770/1157

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Jan 28, 2019
Property Address	103 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2267
Document Number	0046720935
Book / Page	004672 / 000935
Instrument Date	Jan 21, 2019
Instrument	5945
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7936 S OCEAN DR JENSEN BEACH FL 349572190, JENSEN BEACH, FL 34957-2190

Mortgage

Document Number	46720935
Date	Jan 28, 2019
Book Page	004672/000935
Instrument	5945

Lender

Name	BANK OZK
Address	100 TOM REEVES DR, CARROLLTON, GA 30117-4271

Agreement

Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 15, 2019
Property Address	103 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2267
Document Number	0046670822
Book / Page	004667 / 000822
Instrument Date	Jan 14, 2019
Instrument	3098
Transaction Type	Transfer
Record Updated	Feb 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,281.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 TOWN CENTER RD #600 BOCA RATON FL 334861040, 600, BOCA RATON, FL 33486-1040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,373 (-6.7%) Land $225,000 Building $463,373	$688,373 (-6.7%) Land $225,000 Building $463,373
2025	$11,576.00 (+6.59%)	$737,822 (-6.34%)	$737,822 (-6.34%) Land $200,000 Building $537,822
2024	$10,860.00 (+12.95%)	$787,756 (+22.39%)	$787,756 (+22.39%) Land $195,000 Building $592,756
2023	$9,615.00 (+3.53%)	$643,667 (+1.61%)	$643,667 (+1.61%) Land $175,000 Building $468,667
2022	$9,287.00	$633,470	$633,470 Land $168,000 Building $465,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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