89 Montclair Dr, Cary, IL 60013 Property Records

McHenry County property record for 89 Montclair Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,600 sqft · built 2001
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2021)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-15-276-003`

Property Details

APN / Parcel Number

Primary APN	`19-15-276-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,600 sqft
Gross Area	3,923 sqft
1st Floor Area	1,323 sqft
2nd Floor Area	1,277 sqft

Exterior

Year Built	Built 2001
Exterior Material	Frame Siding
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 73 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	89 MONTCLAIR DR
City	CARY
State	IL
Zip	60013-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0020595 LT 131 CAMBRIA UNIT 6
Legal Range	08E
Legal Township	43N
Legal Section	15
Legal Subdivision	CAMBRIA 06
Legal Lot Number	131
Legal Unit	6
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3009
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	89 MONTCLAIR DR, CARY, IL 60013-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Dec 19, 2001 · Amount on Record
Deed Document Number	2021R0020595
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 14, 2021
Property Address	89 MONTCLAIR DR, CARY, IL 60013-1831
Document Number	0000020595
Map Reference	DOC 2001R0038424
Instrument Date	Apr 1, 2021
Instrument	2021R0020595
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 MONTCLAIR DR, CARY, IL 60013-1831

Mortgage

Document Number	0000020596
Date	Apr 14, 2021
Instrument	2021R0020596

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$118,868 Land $34,221 Building $84,647	$356,604 Land $102,663 Building $253,941

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20