McHenry County property record for 80 Montclair Dr, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,074 sqft · built 2001 |
| Lot Size | 0.299 acres (13,043 sqft) |
| Owner | Owner Name on File |
| Last Sale | $335,000 (Jul 2008) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-15-278-015 |
| Primary APN | 19-15-278-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,074 sqft |
| Gross Area | 4,575 sqft |
| 1st Floor Area | 1,501 sqft |
| 2nd Floor Area | 1,573 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Ribbed Aluminum |
| Lot Area | 13,043 sqft (0.299 acres) |
| Lot Dimensions | 149 ft deep x 88 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 80 MONTCLAIR DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-1832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2008R0040316 LT 188 CAMBRIA UNIT 10 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 15 |
| Legal Subdivision | CAMBRIA 10 |
| Legal Lot Number | 188 |
| Legal Unit | 10 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 871312 |
Source: McHenry County records · APN 19-15-278-015
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 80 MONTCLAIR DR, CARY, IL 60013-1832 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Feb 05, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2008 · Amount on Record |
| Deed Sale | Jul 21, 2008 · Amount on Record |
| Prior Sale | Dec 31, 2001 · Amount on Record |
| Deed Document Number | WARRANTY DEED |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 80 MONTCLAIR DR, CARY, IL 60013-1832 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009101 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023R0009101 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 80 MONTCLAIR DR, CARY, IL 60013-1832 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000007966 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 2022R0007966 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2037 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 80 MONTCLAIR DR, CARY, IL 60013-1832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Title Company | CALATLANTIC TITLE INC, CALATLANTIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006992 |
|---|---|
| Date | Feb 05, 2021 |
| Instrument | 2021R0006992 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 08, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10.2% |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $134,574 Land $35,626 Building $98,948 | $403,722 Land $106,878 Building $296,844 |
Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 149 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARY serves 17,826 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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