70 Montclair Dr, Cary, IL 60013 Property Records

McHenry County property record for 70 Montclair Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,430 sqft · built 2002
Lot Size0.25 acres (10,900 sqft)
OwnerIndividual Name on Record
Last Sale$332,500 (Sep 2006)
Deeds & MortgagesApr 2023 Second Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN19-15-277-010

Property Details

APN / Parcel Number

Primary APN19-15-277-010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,430 sqft
Gross Area3,694 sqft
1st Floor Area1,264 sqft
2nd Floor Area1,166 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Architectural StyleContemporary
Exterior MaterialRibbed Aluminum
Lot Area10,900 sqft (0.25 acres)
Lot Dimensions125 ft deep x 87 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address70 MONTCLAIR DR
CityCARY
StateIL
Zip60013-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2006R0065826 LT 221 CAMBRIA UNIT 6
Legal Range08E
Legal Township43N
Legal Section15
Legal SubdivisionCAMBRIA 06
Legal Lot Number221
Legal Unit6
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group3
Census Block3027
Census Tract871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address70 MONTCLAIR DR, CARY, IL 60013-1832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2006 · Amount on Record
Deed SaleSep 7, 2006 · Amount on Record
Prior SaleFeb 20, 2002 · Amount on Record
Deed Document Number2006R0065826
Record UpdatedJun 7, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address70 MONTCLAIR DR, CARY, IL 60013-1832
Transaction TypeMortgage
Record UpdatedApr 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008086
DateApr 12, 2023
Instrument2023R0008086
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueApr 1, 2028

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address70 MONTCLAIR DR, CARY, IL 60013-1832
Transaction TypeMortgage
Record UpdatedJul 12, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035959
DateJul 1, 2021
Instrument2021R0035959
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$115,480 Land $34,230 Building $81,250$346,440 Land $102,690 Building $243,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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