89 Main St, Sidney, NY 13838 Property Records

Delaware County and Sidney Town property record for 89 Main St, Sidney, NY 13838

Property Summary

Property Type	Mixed Use Store/Office
Details	5,350 sqft · built 1990
Lot Size	0.32 acres (13,939 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jan 2004)
Tax Bill	$12,034 (2026)
Deeds & Mortgages	Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`125001 115.12-8-2`

Property Details

APN / Parcel Number

Primary APN	`125001 115.12-8-2`
Alternative APNs	`50011150120008002000` `08202559021`

Interior

Stories	1 Story
Building Area	5,350 sqft Gross Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	166 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08202559021
Street Address	89 MAIN ST
City	SIDNEY
State	NY
Zip	13838-1136
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	B1
Legal Description	NATL BANK TRUST CO
Legal Block	8
Legal Lot Number	2.000
Jurisdiction	DELAWARE NY
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2006
Census Tract	970402

Owner

89 Main St, a commercial property, is owned by a company that bought it in January 2004.

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	22 PROSPECT DR, SIDNEY, NY 13838-1445
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2004 · Amount on File
Deed Sale	Jan 6, 2004 · Amount on File
Deed Book / Page	1049 / 260
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	89 MAIN ST, SIDNEY, NY 13838-1136
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002368/156
Date	Mar 2, 2022
Book Page	2368/156
Instrument	1740

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 89 Main St was $12,034, up 1.5% from the year before.

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Sidney Town
Municipality	Sidney Village
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,034.00 (+1.52%)
2025	$11,854.00	$210,000 Land $17,700 Building $192,300	$420,000 Land $35,400 Building $384,600
2023		$210,000 (-) Land $17,700 Building $192,300	$358,700 (+9.79%) Land $30,233 Building $328,467
2022		$210,000 Land $17,700 Building $192,300	$326,700 Land $27,536 Building $299,164
2021	$6,203.00 (-41.5%)
2020	$10,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	13 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 11 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30