89 Main St, Franklin, NJ 07416 Property Records

Sussex County and Franklin Borough property record for 89 Main St, Franklin, NJ 07416

Property Summary

Property Type	Single Family Home
Details	1,640 sqft · built 1910
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2022)
Tax Bill	$7,862 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00905-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`06-00905-0000-00004`
Alternative APNs	`0600034000000004` `00007599`

Interior

Stories	2 Stories
Building Area	1,640 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	149 ft deep x 65 ft wide
Garage Type	Detached

Location & Zoning

Account Number	00007599
Street Address	89 MAIN ST
City	FRANKLIN
State	NJ
Zip	07416-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-1
Legal Block	905
Legal Lot Number	4
Jurisdiction	SUSSEX NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2001
Census Tract	372900

Owner

89 Main St is owned and occupied by an individual who bought it in March 2022.

Source: Sussex County and Franklin Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	89 MAIN ST, FRANKLIN, NJ 07416-1422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Mar 21, 2003 · Amount on File
Deed Document Number	202210093680
Deed Book / Page	3627 / 285
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 23, 2022
Property Address	89 MAIN ST, FRANKLIN, NJ 07416-1422
Document Number	0036270285
Book / Page	3627 / 285
Instrument Date	Jun 7, 2021
Instrument	20220323010093680
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	HERITAGE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 WHIPPOORWILL LN, 19, SPARTA, NJ 07871-1323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MAIN ST, FRANKLIN, NJ 07416-1422

Mortgage

Document Number	20220323010093690
Date	Mar 23, 2022
Instrument	20220323010093690

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 89 Main St was $7,862, up 4.1% from the year before.

Source: Sussex County and Franklin Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Franklin Borough
Elementary School District	Franklin Borough School District (KG - 08)
Secondary School District	Wallkill Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,900 (+13.21%) Land $108,600 Building $245,300	$353,900 (+13.21%) Land $108,600 Building $245,300
2025	$7,862.00 (+4.06%)	$312,600 Land $104,100 Building $208,500	$312,600 Land $104,100 Building $208,500
2024	$7,555.00
2023		$273,600 Land $78,800 Building $194,800	$273,600 Land $78,800 Building $194,800
2022	$6,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Main St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1979–2024)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms, Flooding And Mudslides, Aug 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN BD OF PUBLIC WORKS serves 5,500 people · EPA ID NJ1906002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20