89 Cypress Run, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 89 Cypress Run, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,441 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$225,000 (Aug 2017)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Sep 2026 Transfer Mar 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10473651`

Property Details

APN / Parcel Number

Primary APN	`10473651`
Alternative APNs	`R600 028 000 0253 0000` `R603 028 000 0253 0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
1st Floor Area	1,441 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	520 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	89 CYPRESS RUN
City	BLUFFTON
State	SC
Zip	29909-5080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 239 ARGENT III BLK 46B DEL WEBB PB86 PGS143-144 PB89 PGS71-72
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	46B
Legal Lot Number	239
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2001
Census Tract	2109

Owner

Source: Beaufort County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	89 CYPRESS RUN, BLUFFTON, SC 29909-5080
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 2, 2017	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Prior Sale	Feb 21, 2008 · Amount on Record
Deed Document Number	201741708
Deed Book / Page	3596 / 468
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000042601
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 17, 2026
Property Address	89 CYPRESS RUN, BLUFFTON, SC 29909-5080
Document Number	0000042601
Book / Page	4581 / 1829
Instrument Date	Sep 11, 2026
Instrument	202642601
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	89 CYPRESS RUN, BLUFFTON, SC 29909-5080

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	89 CYPRESS RUN, BLUFFTON, SC 29909-5080
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009216
Date	Mar 3, 2026
Book Page	4512/1933
Instrument	20260009216

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	89 CYPRESS RUN, BLUFFTON, SC 29909-5080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048207
Date	Aug 31, 2020
Book Page	3902/2291
Instrument	2020048207

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 2, 2017
Property Address	89 CYPRESS RUN, BLUFFTON, SC 29909-5080
Document Number	0000041708
Book / Page	3596 / 0468
Map Reference	MB 89 PG 71
Instrument Date	Jul 14, 2017
Instrument	2017041708
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 CYPRESS RUN, BLUFFTON, SC 29909-5080

Mortgage

Document Number	0000041709
Date	Aug 2, 2017
Instrument	2017041709

Lender

Name	RESIDENTIAL MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,527.00 (-27.53%)	$10,200 (-28.75%)
2024	$3,487.00 (+3,387%)	$14,316 (-) Land $2,700 Building $11,616	$357,900 (-) Land $67,500 Building $290,400
2023	$100.00	$14,316 (+61.43%) Land $2,700 Building $11,616	$357,900 (+61.43%) Land $67,500 Building $290,400
2022	$100.00 Homeowner's exemption	$8,868 Land $2,080 Building $6,788	$221,700 Land $52,000 Building $169,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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