89 Binnacle Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 89 Binnacle Ln, Shalimar, FL 32579 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,577 sqft Heated Area
Lot Size8,084 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$337,000 (2022)
Tax Bill$2,653.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-592-5322-9
Alternative APN
  • 05-2S-23-2080-0127-00P0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,577 sqft Heated Area
Gross Area2,212 sqft Gross Area
1st Floor1,462 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area8,084 sqft (0.185 acres)
Lot Width80 ft Width
Garage TypeFinished Garage
Garage Area504 sqft Garage
PorchOpen Porch
Porch Area246 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address89 BINNACLE LN
CitySHALIMAR
StateFL
Zip32579-1455
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE S/D PARCEL P BLK 127
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE S/D
Legal Block127
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup2
Census Block2007
Census Tract21502

Owner

Source: Okaloosa County records · APN C56-000-592-5322-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address89 BINNACLE LN, SHALIMAR, FL 32579-1455
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIDELITY BANK
Jan 10, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
NBKC BK
Apr 19, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Prior SaleJan 09, 2020 · Amount on Record
Deed Doc Number3584681
Deed Book / Page3647 / 132
Record RefreshedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 13, 2022
Property Address89 BINNACLE LN, SHALIMAR, FL 32579-1455
Document Number0036470132
Book / Page3647 / 132
Instrument DateOct 07, 2022
Instrument3584681
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,359.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPSC 78 BOX 69696969, APO XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address89 BINNACLE LN, SHALIMAR, FL 32579-1455

Mortgage

Document Number0003647134
DateOct 13, 2022
Instrument3647/134
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 10, 2020
Property Address89 BINNACLE LN, SHALIMAR, FL 32579-1455
Document Number0034374738
Book / Page003437 / 004738
Instrument DateJan 06, 2020
Instrument3329433
Transaction TypeTransfer
Record UpdatedFeb 05, 2020
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,589.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address89 BINNACLE LN SHALIMAR FL 325791455, SHALIMAR, FL 32579-1455

Mortgage

Document Number34374740
DateJan 10, 2020
Book Page003437/004740
Instrument3329434
Lender
NameNBKC BK
AddressKANSAS CITY, MO 64114
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateApr 19, 2018
Property Address89 BINNACLE LN, SHALIMAR, FL 32579-1455
Document Number0033462572
Book / Page003346 / 002572
Instrument DateApr 19, 2018
Instrument3201803
Transaction TypeTransfer
Record UpdatedApr 27, 2018

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PELHAM RD FORT WALTON BEACH FL 325473685, FORT WALTON BEACH, FL 32547-3685

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,653.00 (+0.45%) Homeowner's exemption$255,734 (+1.36%) Land $83,200 Building $172,534$255,734 (+1.36%) Land $83,200 Building $172,534
2023$2,641.00 (+42.53%) Homeowner's exemption$252,298 (+34.69%) Land $58,203 Building $194,095$252,298 (+12.04%) Land $58,203 Building $194,095
2022$1,853.00 Homeowner's exemption$187,315$225,193 Land $54,396 Building $170,797

Flood & Wildfire

89 Binnacle Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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